Benefits of Cheap Life Insurance for Young Couples You've just got married and are looking forward to traveling the journey of life together. I would take a bet the last thing on your mind, would be purchasing a life insurance policy! The benefits of purchasing a life insurance policy are enormous and ones you should not miss out on. In fact, even before you get married, you should take time to consider putting a policy in place....more
Take benefit of investment avenues with variable life insurance plan A variable life insurance plan (VLIP) combines investment and insurance, just like a unit-linked insurance plan (ULIP). Variable life insurance schemes offer flexibility in the ratio of mortality and savings components.These plans also offer more clearness, simplicity, quick liquidity, guaranteed minimum returns, transparent charges and ample risk cover. This...more
Common Mistakes to Avoid when Shopping for Term Life Insurance Navigating the important aspects of shopping for term life insurance can be daunting to someone who's new at it. You need to consider aspects payment plans, annual costs, deductibles, benefits, understanding the various types of life insurance and how needs change with changing circumstances. Here's a list of common mistakes shoppers of life insurance often make.Not purchasing life insuranceThe first major mistake people often make is not purchasing life insurance at all! According to LIMRA, an insurance research organization, 30 percent of American household have no coverage at all (August 2010 report).Being under or over coverageThe second biggest mistake is when you do purchase life insurance, the coverage is not sufficient to equal the family's needs, according to the trade group, American Council of Life Insurers (ACLI).A common mistake people make is not considering the value of a stay-at-home spouse. Such a person is often under-estimated but according to Marvin Feldman, president and CEO of the nonprofit Life and Health Insurance Foundation for Education (LIFE), it would take about $117,000 a year...more
How to Claim a Life Insurance Policy When you purchase a life insurance policy, you need to be sure that the company has a good track record for timely disbursements of payoffs. Companies with a high life insurance rating generally perform well. Most life insurance companies try to make the process of claiming your life insurance...more
Cheap Life Insurance? Check Life Insurance Company's Financial Rating How important is the rating of a life insurance company? The recent financial crisis has shown just how vital it is to ascertain a life insurance company's rating before purchasing a policy. Some companies have not survived the economic onslaught, but many...more
Reflexologists should secure insurance Whether you are working on the feet, the hands, the ears or even the full body of each client in your work as a reflexologist, the aim of such sessions tends to be to promote wellness and optimal functioning, along with relief from pain and tension, plus other benefits of this point specific form of bodywork. There is hardly a time when a reflexologist sets out to harm a client, but rather these bodyworkers, like hands on practitioners of other modalities, strive to help their clients and alleviate what may be ailing them. However, just like the hands on practitioners of other modalities, reflexologists needs to back up their business with a solid liability insurance policy. Reflexologist liability insurance is a basic component of any successful and professional practice. In fact, possessing reflexologist liability insurance may even be a necessity for legal practice, depending on where you live and work. For example, certain states and regions require reflexologists to carry such an insurance policy, as do certain places that may employ reflexologists, such as spas or bodywork franchises. Even if you do not happen to live...more
Here's how to get full coverage dental insurance with being broke You could wonder why anyone would opt to spend their difficult earned funds on a full coverage dental insurance strategy. Essentially, a dental insurance is really...more
Change Your Insurance Provider at The Time Of Renewal The rise in car insurance premium charges is continuing for past two years but still the motorists spend their money on renewing their earlier policy without thinking or searching...more
Cheap Holiday Insurance – Tips to Saving on Your Cover If you are planning a vacation, business trip or any other trip outside of the country, you will need to get a cheap holiday insurance policy to cover you. Medical insurance, car...more
Relax in your home with water supply insurance After a hard day at work, how do you like to relax? For much of the nation, there's nothing more comforting than settling down to a warming cup of tea after arriving home from the office,...more
Resolution insurance halts further aquistions Mergers and acquisition teams up and down the UK will be upset this week by the news that Clive Cowdery called a halt to new acquisitions by his specialist listed insurance acquisition...more
ICICI Lombard Travel Insurance Travelling is often considered as the most preferred leisure activity and it's being said "When preparing to travel, lay out all your clothes and all your money. Then take half the clothes and twice the...more