Saving on Your Small Business Health Insurance Providing health care for your valuable employees is important. Finding an affordable means by which to do this is even more important. Although small business health insurance is costly, there are ways that you can reduce your expenses.The internet is filled with resources to assist you in meeting your health care needs. Companies have user-friendly websites which allow you to compare...more
How do Car and Van Insurance Differ? All vehicles need to have some form of insurance. This protects them against theft, collisions and damage. However, the insurance required to cover a van is, in many respects, completely different to a policy that you might get for your car. Here's why. The main difference between a car and van is the usage of each. Ordinarily a car will be used primarily for personal travel - such as the...more
Which Car is Best for Cheap Insurance? Cheap car insurance is straightforward enough to find; however, you can make it even easier by choosing a vehicle that costs less to insure in the first insurance. So if you're looking to buy a car and are on a tight budget, here's a quick guide to what you should buy in order to make genuine long-term savings. Buy an Inexpensive VehicleThe one thing that is guaranteed to increase any policy price is having a car that costs the same as a new home. Cheaper cars come with proportionately reduced costs of cover, therefore if you buy one that has very little monetary value, you could well be in line for a significant saving. However, you shouldn't reduce the estimated value in order to save a few pounds; firstly it probably won't work and secondly, if it does, you may be left out of pocket in the event of a claim. Avoid Imports and Rare CarsIt's often not simply the cost of the car that can bump up the price of insurance, but also how readily available replacement parts are and their cost. If you have bought a vehicle that is rare, imported or a classic (possibly even all three), then there will be a greater risk for any insurer,...more
What you should know about accident insurance Every day all over the world are happening all kinds of accidents and due to the fact that nobody is protected from them there are available all kinds of accident insurances. And if you suffer from accidents often it is better to have such insurance to get benefits from those...more
Who Will Give me Cheap Car Insurance? Insurance companies don't have a flat rate when it comes to offering cover. Each one has their own specific formula for calculating a policy, which often comprises dozens of individual factors. Therefore, an insurer that's cheap for one person may not be another. In the modern market, where...more
My Cheap Van Insurance Tips There are very few people who would willingly pay over the odds for any goods or services. However, this doesn't stop many from falling into this trap each and every day. Whether it's convenience or a lack of awareness, some consumers still aren't getting the best deal available. This can even extend to something as simple as van insurance. When you come to buy any form of insurance, it's inevitable that each potential provider will have their own unique price. Some will be higher, some lower. Therefore, if you're looking for cheap van insurance, then you need to find the insurer that can provide the best deal. This isn't an automatic process and probably won't fall into your lap. Therefore, your first step towards cheaper van insurance is to actually get out there and hunt it down. If you're buying it for a new vehicle, then you have no real basis for comparison when it comes to pricing. Therefore it's important that you source a few different quotes if only to get a better understanding of likely costs and where the value really is. Even when you're looking to renew a policy, there should still be room for a little digging. If your...more
Can Insurance be a Bargain? It's not always easy to define a bargain. What may be cheap to one person is extortionate to another. Therefore the only really effective way of actually doing it is to compare like for like prices. With...more
What is a Motor Insurance Policy? By law, each vehicle on the road needs to have some form of insurance. From your family car to a huge haulage lorry, everything needs to be covered. Unsurprisingly, the most popular (and competitive)...more
My Cheap Home Insurance Tips There really is no need to pay over the odds when it comes to your home insurance cover. Due to the number of variables that go into a policy, inevitably there is an equally diverse range of potential...more
Why You Have to Buy Car insurance Do you own a car? Or are you thinking of purchasing a car? Whatever your circumstance you need to be aware that you must also buy car insurance. Now a lot of people aren't really aware of why they need...more
My Cheap Car Insurance Tips In terms of life's priorities, car insurance probably doesn't rank all that highly on most people's lists. However, that doesn't mean that it should be overlooked or ignored entirely. All drivers by law need...more
Why You Have to Buy Motor Insurance If you own a motor vehicle, or you're thinking of driving a car that belongs to say a friend or family member then you need to make sure you buy car insurance as well. This kind of insurance can be...more