Your beneficiary designation will determine who benefits from your estate in the event that you pass away. When buying life insurance, most people assume it's best to name an individual beneficiary - for example, a spouse or a child. However, there are times when it makes more sense to have the proceeds of your policy go to your estate. This means making your beneficiary designation your estate and not an individual.Here are the ins and outs of...more
What Is SR22 Insurance?SR22 Insurance isn't actually a type of insurance, it's simply auto insurance with an SR22 Filing Attached.What Is an SR22 Filing?SR22 Filing is an endorsement on an auto insurance or a non owners auto insurance policy. It's a form that is filed with the DMV by your insurance company that let's them know that you are carrying the state required liability insurance.Why is an SR22 required?An SR22 is required by the...more
Organizers of special events have a lot of things that have to be done, but one aspect that is not just required but is truly common sense is to make sure the event is insured. Regardless of whether it is a sporting event, a dance, a field trip or even a wedding, having the event insured serves a lot of purposes. When planning the budget for your event, you will want to have a special event insurance quote so you can incorporate those numbers into your budget. However, to get a proper quote, you will want to make sure you let the agent know all aspects of your event so he can give you the right information back.Take a look at this list and make sure you've gotten everything on your list when getting a special event insurance quote:1. First you want to discuss the nature of the event. For instance, if the event is a wedding or a concert, not only will liability insurance be required but a performance clause may need to be included as well. That way if a band doesn't show up or the groom backs out, you won't be financially liable for the "damage".2. Sporting events require specialized coverage as well. The players need to be covered against injury, especially if it is a contact sport...more
There are some easy and simple steps you can take to save money if you're in need SR22 insurance quotes. Following these steps will often times lead you to the cheapest way to get an SR22 insurance policy.1.Check with your current insurance company - Many insurance companies these days will add an SR22 filing on top of your current insurance policy...more
What is Non Owners Insurance?Non Owners Insurance is basically an auto insurance policy without the car. It's written through an auto insurance company very similar to the way a conventional auto insurance policy is written. It's designed for those who need or want to have insurance but don't own a vehicle.Why would one need an non owners...more
High Risk Insurance California - FAQsWhat is High Risk Insurance in California?High risk insurance in California is insurance for those drivers that pose a high risk of loss to an insurance company. If you're not a prop 103 good driver, you're considered to be a high risk driver per the insurance companies. A prop 103 good driver is one that has no more than one minor violation on his/her driving record, no major violations (DUI, reckless driving, speed contest, ect), no suspensions, no more than one non injury accident, no injury accidents, and one who has been continuously licensed for the past 3 years. Anyone that does not meet these qualifications is considered by most insurance companies to be a high risk driver. Insurance companies classify this market of people as the non standard market. High risk insurance is basically any company providing auto insurance in the non standard market.How do I get High Risk Auto Insurance Quotes?You can get high risk insurance quotes simply by requesting quotes from any company and inputting all your violations. Once your driving history is entered, the insurance company will either give you a rate or not accept you as a risk. If you get a...more
Teenage drivers pose a high risk for auto insurance companies for obvious reasons. Although rates will typically be higher for younger drivers, here are some steps you can take to ensure you're getting the lowest rates available.1. Get a quote to see...more
Things to Know when Shopping for Motorcycle Insurance Quotes.How do insurance companies rate motorcycle insurance?Do I have to have a motorcycle license to get motorcycle insurance?Why is full coverage so much more than liability insurance on my...more
California car insurance has many rating factors but here are some of the main ones to keep in mind when youre shopping around.1. Your zip code Different areas pose different risks for car insurance companies so where you live does affect your...more
SR22 Insurance CaliforniaWhat's an SR22?An SR22 is simply a filing that your auto insurance company files with the CA DMV that lets them know that you carry an active auto insurance policy. It's required when the DMV decides to allow a person driving...more
Insurance eligibility verification is a necessary step in the medical billing process. There are many reasons that make health insurance verification services a necessity. In order to avoid claim rejection, each healthcare provider has to verify the...more
Running your very own diner entails plenty of work. There are numerous elements to consider such as what sort of menu to offer or maybe what kind of feel you would like your kitchen to possess. In the blur of all the activity, you can leave out the...more