Basic Aspects of Health Insurance Exchange Health insurance Exchange is one of the major aspects of The Patient Protection and the Affordable Care Act. These Exchanges are however not just an online platform for insurance plan transactions nor a mere listing of the health insurance companies operating in the state. These Exchanges are governed by certain guidelines, need to mandatorily perform certain functions and must have...more
How to Buy Health Insurance for Your Small Business Health insurance is one of those things that though it's expensive it remains a necessity. The policies are going up with no clear end in sight. What was affordable last year may not be as affordable now. Keeping your finger on the pulse of the insurance market will help you to determine what to do in each instance. You want to make certain that you are keeping a policy that is...more
The Importance Of Checking For Disability Clause In Your Insurance Plan Earlier we used to think that the basic necessities for us were a food, clothing and shelter but in today's society we need to rethink on these and add health insurance too. It is essential for every individual to be covered under health insurance to ensure that the future is taken care of and one does not need to worry about having to face mishaps. Covering risk in all aspects of our lives is becoming the norm of the day. For example to cover the risk of accident, when you buy your vehicle you also insure it for third party damages too. When you go in for a home loan, you not only insure your home but also yourself as the borrower too. Health being one of the most important areas that needs to be taken care of, most of the organizations have been offering group insurance policy benefits to the employees where in they cover the employee as well as his family. Besides this, you may also need to hold individual policy for yourself and your family for additional coverage if required. One of the most important elements that you need to check and see if covered as a part of the offer from a...more
Acquiring Inexpensive Car Insurance help Saving Money In The Long Run All of us have monthly expenses without which we will not be able to handle our household bills and other expenses. But savings also forms a very important part of every household and since owning a car is a very important asset for any individual or household...more
Get Free Quotes from Insurance Agents in the United States Having a house of your own is a dream come true! And, losing your dream home may be the most painful experience in your life. Unusual accidents may knock at your door and you may loss all your possession at one go. Therefore, in order to secure your home, you should opt for...more
Secure your family's future with a term insurance plan Often referred to as the original form of life insurance, term plan insurance provides life cover for a fixed duration at a fixed payment rate. It is the best and least expensive way to buy a substantial life cover at an affordable rate. Traditionally used, this option has been preferred by most customers who have their family dependent upon them. Term insurance has a whole lot of benefits including inexpensive premiums, long life cover, and fixed payment amounts. Thanks to low premiums, these customers can invest in other savings and investment schemes to grow their assets. While they have a lot of advantages, a few other risk factors are necessary to be considered. Most policies only pay if the policy holder passes away during the cover period. If the customer does outlive the cover period, he/she will not receive any refund. Also, to purchase a fresh premium at that age, one might need to shell out a higher premium amount. These are some of the risk factors that must be taken into account to ensure that customers choose the right cover. Also, since term plans do not have an investment component,...more
What is Errors Omissions Insurance (E & O Insurance) and Home Inspection Insurance for Home Inspectors? Professional home inspectors can be vulnerable to insurance claims even if they carefully follow all the right steps. If an...more
Always Get the Insured Certificate of Deposit Rates (CD) A CD is quite similar to a normal savings account. It allows you to save money while you earn interest on it. However, in case of a CD one cannot withdraw money according to his...more
Is Gender Discrimination Happening In Insurance The European Court of Justice has recently ruled against the common practice of issuing rates for service based upon gender. This extends to numerous areas of commerce including the...more
Reliable guide to get cheap car insurance You must be really happy to have a new car in your parking space. You would also be possessive about your car's safety. For this, you would be very careful while driving. In order to be at a...more
Life insurers revolve to agents Bank-promoted life insurance companies to expand agent base, finding no unusual to attract new business.Bank-promoted life insurance companies are diversifying into the agency route, as the bancassurance...more
Farmers Insurance Scholarships – Unusual Scholarship Programs It has been observed that there are many organizations along with government agencies that readily support deserving students with financial assistance. The availability...more