Car Insurances Comparison When it is that time again to compare car insurance there are a few things that need to be taken into account. There is good and bad news to this.The bad news is that every insurance company you speak with requires you to give them a lot of details to do with your car and personal history before they can even give you a quote. The good news is that with the advent of the internet this makes your job a lot...more
Five Mistakes People Make when Buying Car Insurance There are a surprising number of potential pitfalls associated with buying a car insurance policy. One small error could see you spending hundreds of pounds more than necessary or, worse still, having invalid cover for your vehicle. In this article we're going to explore five of the biggest mistakes and just what they can end up costing you. By doing so, hopefully you can avoid...more
Five Mistakes People Make when Buying Van Insurance Buying insurance should be a simple experience. You find the right policy, get a good price and get your van covered. But even the simplest tasks have their own dangers attached. Van insurance is a prime example of this. On paper, it's a straightforward process, but you have to be wary of potential issues, such as paying over the odds or getting the wrong kind of cover entirely. So to help you steer clear of any such potential stumbling blocks, here's a guide to five of the most common mistakes that people make when buying or renewing their van insurance policy. Provide inaccurate information Vans are designed as multipurpose vehicles. Therefore the insurance that covers them has to take account of all these potential uses. This can add a certain complexity to the application process and may even lead to avoidable errors being made in the information you provide. For example, if you fail to name a regular driver of your vehicle or claim that it is used for one purpose when it is actually used for another, this can cause significant issues. Bearing in mind that insurance is a legal requirement, if your policy is...more
Five Mistakes People Make When Buying Home Insurance There's plenty to consider when you're buying home insurance. For instance, do you need contents cover, if so how much? Therefore, there are an equal amount of potential issues that lie in wait for unsuspecting homeowners. Here we'll take a look at five of the most common errors...more
Is Car Insurance Changing? Car insurance is an industry that is in a constant revolutionary cycle. This is primarily because the cars themselves are changing, with new designs and technology being developed every year. Driving habits, ages and claims could also never be described as constant; therefore insurers must move with the...more
Is Home Insurance Changing? The insurance industry is based on the latest facts and figures. It doesn't stand still for long and policies are always dictated by the laws and associated changes. Values changes, new properties are built and new factors are integrated into policies annually. Therefore the only inevitability is that home insurance will always change. In recent years the cost of housing has fluctuated markedly. Invariably this has an influence on the cost of the average insurance company. Equally, people are buying more gadgets and expensive furniture, which means that the value of content within homes is increasing. New housing estates are always being developed and regeneration is happing throughout the country; inevitably this has to have a knock on effect in the pricing of insurance. To explain why, we need to take a step back and look at the way in which home insurance is calculated in the first instance. Essentially it is based on a number of determining factors. These can be anything from the value of a home to the amount of crime in the immediate area. When these figures change, so too do the quotes. One thing that can cause a major change in...more
Is Van Insurance Changing? The insurance industry is defined by change. Whilst the fundamentals can remain unaltered for decades, the nitty-gritty of a policy can change markedly and with surprising regularity too. Nowhere is this...more
Why is Women's Car Insurance Much Cheaper? The cost of insurance is something that is cause for great debate. However, the disparity between the price paid by a man compared to a woman is possibly one of the most contentious...more
Will Men's Car Insurance Get Cheaper? Traditionally, men have had to pay more than women when buying car insurance. This was as a consequence of insurance statistics, which show that male drivers are involved in more claims, which...more
European Judge's Car Insurance Ruling In early 2011, The European Court of Justice ruled that disparity in car insurance based on gender was illegal and that insurers would have to charge male and female drivers the same. Whilst...more
Does Car Insurance Punish the Young? Few would argue that young drivers don't exactly receive the best value when buying car insurance. If you're below the age of 25, you will often find yourself paying a massive mark-up when compared...more
Wellbeing Insurance coverage in Germany An estimate of .three percent of the German population (all-around 250,000 people) has no overall health insurance at all. Some of them are so prosperous that they do not need to have it but most...more