Insurance Continuing Education - History of Estate Planning There have been many books, articles, etc. written on this important topic and this text will cover such tropics as the estate planning process; forms of property ownership, transfer during life time and at death, Wills, trusts, federal gift taxes and state death taxes, federal estate taxation and estate planning techniques. There are two objectives: (1) to attempt to...more
Online Insurance Continuing Education - Estate Planning Estate planning is the process of creating a master plan for the disposition of an individual's assets. This will involve the disposition of such assets at death, and may also involve lifetime transfers of property and certain things must be considered.Limit administration costsLimit tax liabilitiesFacilitating timely payment of estate obligation and taxesSatisfying the...more
California Insurance Continuing Education - Objectives of Estate Planning There are four distinct objectives of a proper estate plan. Many times a plan is perceived as only having one, or possibly two, of those objectives. Since there may be different specialists involved in the Estate Planning process, such as Attorneys or Accountants, an individual should be sure to not only realize such shortcomings in a plan, but to safeguard against it. A truly comprehensive estate plan will address all four of these objectives:1. CREATE LIQUIDITYLiquidity means the ability to convert assets to cash without giving up value. Because of death and it's related costs that must be paid within a short time following death, one must be absolutely certain that the estate has sufficient liquid assets to cover such costs. Realistically it would seem that the annual increase in the cost of dying has exceeded the annual increase in the cost of living. Costs of burial plots, cemetery monuments, funeral director's fee and attorney fees have risen. Thus, if an individual's estate presently lacks liquidity, it can be assumed that the liquidity problem would continue to increase in...more
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Treatment without Fiscal Problems using Affordable Individual Health Insurance There are a large number of people who are interested in making sure that their family's future is secure. However, the problem is that they all need to have some form of health insurance in order to safeguard the family from any kind of medical problems....more
Car Insurances Meant For Young Drivers Most parents fear the time when their children are big enough to drive a car. This time becomes very difficult for parents as it is a supreme nerve-racking period for them; and it is significant to understand how much is car insurance for a 16 year old holds importance specially when their main concern is to get their children learn driving nicely along with the tension of obtaining good car insurance. Getting cheap car insurance for young drivers is a huge economic trouble as well. Having car insurance is obligatory in provisions of law, if one wants to drive. But main problem is of getting insurance and paying for it, which becomes very stressful. Young drivers generally come under the high-risk category n therefore it is significant to notice how accidents affect auto insurance. Since they are not experienced and could meet with the accidents very often. Many suggest auto insurance without drivers license coverage takes into account the age of the driver and consider various expected risks before they make a decision on insurance quality in a case. Young drivers may get various concessions in the final amount, if they are...more
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Do You Trust Your Insurance Quote? When you are looking to acquire a new life insurance policy, you will be overwhelmed with choice. Once you have contacted a life insurance company to show your interest in obtaining a quote, you will...more
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Texas Health Insurance Insurance policies and their health care services vary from state to state. This is same in the case of the various TX Health Insurance policies available to you at Texas. Apart from the basic strategies, a large...more
Getting All The Information You Need For Your Life Insurance Policy When you are seeking out a life insurance policy you will need all sorts of information for the insurance company. It is crucial that you are able to give the...more