Avoiding the Three Year Life Insurance Transfer Rule Under Internal Revenue Code Section 2035, if the insured gifts a life insurance policy to a third party (such as an irrevocable life insurance trust, or "ILIT") within three years of his or her death, then the policy proceeds will be included in the insured's estate for estate tax purposes. The only safe way to avoid this result is to have the ILIT apply for and own the policy...more
The New Way to Buy Health Insurance Leads We know how much you city folk love to haggle endlessly with your account managers over lead prices, and try to constantly outbid your competition on lead buying websites, and that's all well and good. But out here on the farm, we think life should be a little simpler.If you feel the same way, you're going to love buying health insurance leads from FarmFreshLeads.Buying a basket of leads...more
Aviva 'first to offer volcano insurance' As of today, Insurance provider Aviva will be offering its customers a new optional add-on to its travel insurance policies that will provide cover for holidaymakers against the ash disruption.The new volcanic ash travel insurance policy is available from today and has been designed to protect customers against UK airspace, port or airport closure for more than 24 hours from the date and time of scheduled departure.Aviva is currently the only UK insurer to provide the additional cover, which will cost customers £5 per person for a single trip insrance, or £10 per person for annual travel insurance, available to new and existing customers.The policy states that those unable to travel due to airspace closure will be covered for up to £5,000 per person for travel and accommodation costs (including deposits) where the amount cannot be recovered from policy-holders' travel providers.Meanwhile, if policyholders are unable to return home to the UK as a result of airspace closures or because an airport or port they are scheduled or rescheduled to travel from or through is closed, the policy offers two options. The first...more
7 Great Reasons to Purchase Insurance Leads As an insurance agent or broker, you may be undecided about taking the plunge and purchasing leads to increase business. Is it affordable? Helpful? Do you really come out ahead? Here are 7 great reasons to consider purchasing insurance leads:1. Instant leads mean less marketing. Instead of...more
Living Dangerously? There's Life Insurance for That By Susheela Bhat, Life Quotes, Inc.Suppose you're a generally healthy person with a weekend habit of jumping out of helicopters to ski down mountains in the middle of the French Alps? What if you like to ascend ice formations in a sport called ice climbing, or barrel down a...more
How to Purchase Your Health Insurance Leads Ok, so you've decided to purchase health insurance leads to grow your business, but don't know where to start? Here are a few quick tips to choosing a fee-based lead provider, and some questions to consider when shopping around.Can you filter your leads? You will want to go with a provider who lets you narrow down your focus so you can target prospects with the highest likelihood of actually purchasing what you have to offer. Ask how your territory will be determined: by zip code, area code or state, and whether they require a minimum payment or non-refundable deposit that would make them difficult to test-drive.When are leads delivered? Find out whether the leads will come to you immediately or if you will have to wait around for delivery. The sooner you can reach your prospects with the information they are looking for, the easier it will be to set a sale in motion. Remember, you have to strike when the iron is hot, before your future client encounters someone else.Will your leads be exclusive? Make sure you know what you are getting into when you are negotiating the purchase of your leads. Will the leads be yours alone,...more
If your dog suffers from cataracts and needs an operation, your pet insurance should be able to protect you financially against costs incurred. This condition is extremely common amongst diabetic dogs: studies have shown that approximately 80% of...more
Good Reasons To Update Your Car Insurance A lot of people think about insurance as some kind of financial obligation that must be avoided. Why would you pay high monthly car insurance premium? There are three very important reasons why you...more
Home Entrepreneurs Insurance policies Reductions Subsequent taking on all of the costs that go along with the acquire of a new home most new home proprietors are looking to save bucks any have been feasible. These days most insurance policy...more
College Students: Six Useful Health Insurance Choices College students have many options for health insurance, including individual policies, insurance provided by their college, their parents' insurance, a former employer's group policy,...more
You need to have insurance on your move to France The process of moving is a hectic one and with things being shifted here and there, damages are always inevitable. It is not a guarantee that your property must be damaged but some precaution...more
Health Insurance For Less In 5 Easy Steps Benefit from you employer's insurance by living a healthy lifestyle,researching companies to choose the right plan for you and buying your prescriptions through the mail. Health insurance helps protect...more