High net worth home insurance was created for people with individual home insurance needs, which are not covered with a regular home insurance policy. Many people believe that they are well covered for all of their homes valuables, however if your contents is worth over 75,000 you may qualify for this more specialized insurance and it is often worth considering. If you are under insured, the contents of your home will not be insured for the full...more
Texas Medicare gap insurance is a type of supplemental health insurance plan that is designed to fill in the gaps left behind after Medicare coverage has paid its share of a healthcare bill. While Medicare is a federal program, supplemental health insurance can be purchased from a number of different insurance providers at a variety of different costs. Supplemental health insurance is available in a number of different plans and the plans are...more
If you own your own home then it is likely that you have taken out a home insurance policy. However you may be potentially unaware that it is not effectively covering your house or all of your valuable contents such as jewellery, electrical equipment or even those of your friends and relatives when they come to stay with you.High net worth home insurance is the most comprehensive form of home insurance which covers you for almost every possible eventuality, leaving you safe and sound in the mind that if a problems arises you will be able to make an insurance claim successfully. Firstly you will need to find out if your home and its contents can qualify for a high net worth home insurance policy, most insurance brokers require your homes value to be over 250,000 pounds and its contents to be worth around 75,000 pounds, however this can range depending on the broker and the policy.You may not feel that your homes contents is worth over 75,000 pounds but most people are surprised at the worth of the contents that they have amassed over time, and therefore also unaware that they may not receive full compensation if a significant amount of the contents was to be damaged or stolen. Some...more
Your home and more specifically its contents carry a priceless and sentimental value, but it also has a large monetary worth. If you possess items that are particularly valuable such as inherited antiques or jewellery that has been passed down through your family then it is important that you ensure both your home security and your insurance policy...more
Heavy Goods Vehicles or HGVs as they are commonly known are an important part of many businesses logistical operations and are often key to their success in transporting goods from one area of the country to another. Due to their popularity HGVs have become the main form of transportation for valuable goods and products which business trade and...more
Heavy Goods Vehicles are used by a range of different people, businesses and organisations for a variety of purposes. Insuring a lorry can be a daunting task and there are a vast amount of complexities across an array of different policies available and it can be often be difficult to find HGV insurance that suits your specific needs.Whether you need a heavy goods vehicle for business purposes such as freight shipping or personal social use such as moving horses for equestrian shows, there are insurance policies available that cater directly for you. Insurance brokers which do not specialise in HGV insurance will often provide you with expensive quotes for cover that you do not really need and that is why it is always best to buy your insurance from a broker which specialises in heavy good vehicles. Specialist brokers have experience in insuring HGVs for all different types of uses and they can usually provide you a good deal, which will cover you effectively for what you need to do.It is always a good idea to provide as much information as possible to the insurer on what you will be transporting in the heavy goods vehicle and how much you plan to use it. If you do not need to use...more
When on the move there is one thing that everyone needs to ensure that they are safely covered for eventualities and that is insurance. This is no different for when travelling in your car, going on holiday travels, or ensuring that you can replace...more
If you have a home that is considered of high value then it is unlikely that a standard buildings and contents insurance policy will extend to service your needs in the case of a claim. Many people do not realise that they are not covered effectively...more
Many businesses that transport freight or utilise logistical operations require HGV insurance to operate lawfully. Although you are required by law to have HGV insurance to operate lorries and other heavy goods vehicles, you can choose either a third...more
All too often seniors and disabled individuals make the mistake of believing that Medicare is all the health insurance that they will need. They are unaware of the benefits associated with Blue Cross of Texas Medicare supplement insurance. Finding...more
When buying insurance, make sure to avoid these mistakes: not searching somewhere else for better deals, only making price comparisons, not understanding your insurance policy, ignoring the insurance coverage that you really need, purchasing the...more
As a business if you choose to utilise a heavy goods vehicle for logistical operations it is imperative that you are correctly covered for any liabilities. It does not matter what type of truck, lorry or heavy goods vehicle you operate, if you use a...more