Learn How to Receive a Boat Insurance Quote When owning a boat, it is necessary to treat is as an investment, since you spent a lot of money to buy it; thus, you should get a boat insurance quote to know how much you need to protect it. Well, whether what you have is a wave runner, bass boat, sailboat, or power boat, your boat is giving you great thrill and excitement, and it will be more enjoyable if you can use it without any worries....more
Car Insurance coverage Comparison On the web: The very best Tactic to Acquiring the very best Vehicle Insurance coverage Deal The world wide web has produced items less difficult for getting on the web car insurance comparisons in a number of ways. No matter what you're shopping for, you might be sure of concluding the transaction within the shortest time limit. The days of obtaining the phone book out or even driving around town to obtain...more
Engineering is a very loose term because engineers can range from the traditional heavy industries through to the latest high tech. Work can be entirely desk based or physically strenuous. The level of precision could be microscopic or measured in paces. The end product could be safety critical or just for fun. Therefore insurance for engineers should not be treated as a commodity or there is the risk that your engineering insurance will not cover your particular form of engineering. Here are some of the areas of cover you may wish to discuss with your broker:EfficacyEfficacy Insurance will give engineers cover should an item they design, manufacture, supply or install fail to perform its intended function. This is especially important with safety critical systems such as brakes, temperature controls, fire protection, etc.Professional IndemnityEngineers will require professional indemnity insurance if they give consultancy, advice or produce designs, because professional indemnity insurance is designed to cover your liability for professional errors or omissions. Engineering BreakdownIf your business is heavily reliant upon its machinery or computers then engineering breakdown...more
Holiday home contents insurance your questions answeredWhy do I need to insure the contents of my holiday home?Your Holiday Home will be a valuable asset financially and emotionally, therefore you need to protect yourself from a potential loss. Events that may lead to a claim include fire, burglary, flooding, damage by tenants, burst pipes,...more
You may think of life insurance in very simple terms: you buy a policy so that your loved ones will have some financial assistance when you die. But if you have assets of $1 million or more, you should view life insurance as a tool kind of a Swiss army knife, in fact. Life insurance has many potential uses in estate planning, and a life insurance...more
With many more Americans living past age 80, the need for long term care is rising, and so is the interest in long term care insurance. Yet, a 2006 AARP study noted that most Americans surveyed were underestimating the rising costs of LTC, and presupposing that government programs would provide adequate assistance.The different care options. Most people assume LTC insurance pays only for nursing home care, but that is inaccurate. Insurers and healthcare providers commonly define long term care as assistance provided to someone with a condition or illness that limits their ability to perform normal daily activities. LTC insurance can also help pay for rehabilitative care, therapeutic care, and various types of assisted care in the home.The financial relief. What does one year of care in a nursing home cost? What would you guess? What, $40-50,000? Think more. A survey conducted by MetLife back in 2004 found that the average annual cost of nursing home care was $70,080 per year, and that the average cost of a home health aide was $18/hour. (Costs were cheapest in the South.) Given these costs rising at approximately 6% per year insurance and investment professionals urge their...more
Do you own a small business? Are you starting one? What kind of insurance should you have? Truthfully, you should consider (and preferably have) three kinds of insurance for your business and its assets.Liability insurance. Absolutely essential ...more
One thing that may be critical to one's peace of mind is the acquisition of health insurance that is more than adequate. After all if one needs a certain treatment then it is important that the coverage that a person has purchased actually covers it....more
When you travel overseas, you will have to invest a significant amount of money, and it is therefore important for you to have an insurance to cover you against possible losses. Such kind of insurance is known as travel insurance. There are different...more
How To Best Advertise Your Insurance Agency There are many players in your industry out there, so how do you differentiate your insurance agency from all the rest and make consumers sit up and take notice?Marketing and advertising your...more
There is a wide variety of choices in international travel that makes going abroad quite attractive, and many people take advantage of this situation. You will be able to travel by sea, air, or land, depending on your intended destination. Due to...more
Why does my travel Insurance cost more than my Holiday? Having worked in the Travel Insurance industry for many years I have often heard the phrase "that's more than my holiday" when I tell someone the price of their insurance. There seems to...more