Investigative Tools Used by Insurance Companies There are several investigative tools used by insurers when assessing disability claims, including IME's (Independent Medical Examinations), FCE's (Functional Capacity Evaluations), referrals to medical consultants, home visits and surveillance. The insurer has a contractual right to compel a claimant to undergo an IME, and in most circumstances, a claimant has the obligation to attend an...more
Wondering How to Find Affordable Life Insurance Rates? An Insurance Broker Is Your Best ResourceIf you are wondering how to find affordable life insurance rates you should speak to an insurance broker. Unlike an insurance agent, an insurance broker has access to a number of different insurance policies and rates which means that they can help you find the best insurance policy at the most affordable price.First, lets discuss the differences...more
Ease your mind with insurance Imagine a client filing a claim against you for some sort of damage or injury incurred in your session room or on the property of your practice. It is a scenario no professional massage therapist or bodyworker wants to think about or perhaps even believes to be possible. However, it is important that every professional touch therapist takes the time to consider the very nature of working with the public—and the unwanted possibilities this work can bring. There is no negativity or exaggeration involved in being aware that as a person in business with members of the public, there is a certain level of liability. This is a basic fact, and it is the reason liability insurance exists. Even if it were legal, it would be silly to forgo automobile insurance because you believe you will never get into an accident. In much the same way, it is not wise to forgo liability insurance if you are a practicing massage therapist or bodyworker, simply because you believe no client will ever make a claim of damage or injury, and nothing bad will ever happen to your property or equipment. The beauty of professional liability insurance is that you sign up for it...more
Funeral insurance cover Funeral insurance provides a guaranteed cash payout to cover funerals and related expenses. Quality funeral cover will make funds available quickly, ensuring that a dignified funeral can be held without financial or bureaucratic constraints.Why do I need funeral insurance?Many people appreciate that, while funeral...more
Long Term Care Insurance Long Term Care InsuranceGetting long term care insurance quotes is fast and easy with our online comparison service, saving your lots of time and money. Provide all your personal information, type of policy, zip code, age and health of applicant in order to get the best possible long term care insurance cost. You can easily...more
Insurance to cover the costs of a funeral Considering the expense of a funeral these days, many people prefer to take out adequate funeral insurance to ensure that they or their loved ones are able to meet the costs of a funeral, without compromising on the funeral service or becoming financially burdened.At a minimum, funeral insurance should cover the costs of the funeral service and the associated expenses. In addition, many people consider it reassuring to take advantage of the optional benefits that can be included in some funeral insurance policies.Do I need funeral insurance?Some of the reasons to choose funeral cover are fairly obvious. Funerals are expensive, and it is reassuring to know that in the event of a death, sufficient funds are guaranteed to be quickly paid out.There are also other factors they may sometimes be overlooked. In the event that you or your partner dies, the attendant loss of income will affect your household's finances, and possibly make it harder to meet expenses. One of the functions of funeral insurance is to compensate for the loss of income, so that funeral expenses can be paid without incurring debt.An additional complication arises in...more
Cheaper Car Insurance - What Type of Car Insurance Cover Do You Need? Nowadays, there are 6 different types of coverage which car insurance companies can offer. Among them, the most basic is liability coverage. This protects you even if you...more
Low Cost Health Insurance - Get Cheaper Insurance Without Breaking the Bank Low cost health insurance is becoming a rare resource to find these days. Only group of people can afford full health cover at normal prices. If you are lucky you can...more
Low Cost Health Insurance - o Find Cheaper Insurance today When searching for a health insurance company, an online search can provide multiple quotes at once. Many websites are available that will give you not only quotes for their own...more
Car Insurance Comparison is Necessary to Avail Cheap Car Insurance Plan Car insurance comparison can be a profitable idea and can save you a handsome amount of money. This is a nice technique of comparing various car insurance companies on the...more
Prehistoric Man Didn't Need Insurance But We Sure Do The people of prehistoric times were hunter gathers and did not need insurance. They were nomadic and traveled in small groups often consisting of close family members. The only time...more
Car insurance coverage recommendations: Important point In the current scenario of today there are countless number of people that rely heavily onto the auto vehicles. It is always in the best interest of the person to get the most desirable...more