5 Important Travel Insurance Features To Watch For Hospital Fees - Do you have to pay upfront?When travelling internationally and need to receive medical treatment at a doctor or hospital your travel insurance won't always payout upfront. Quite often you'll need lodge a claim afterwards. Before going to a doctor, or as soon as you can if its an emergency, contact the insurance company and inform them what is happening. They'll be able to...more
Save Mony On Great Home Insurance Today Homeowners insurance companies and policies are not all the same. Rates could be very different.Some things are fixed, like you zip code and the age of your home. But some things can be changed to help you get good coverage for less money.One step you may want to take, before you do anything more drastic, is simply to read your policy and make sure you understand your coverage. Many homeowners really...more
Now that winter is here and has brought us piles of snow, I thought it might be useful to tell you about one of the fastest ways to make your fleet insurance policy more expensive - and what you can do to prevent it.First off, a little story to help you see the moral of anti skid training and the fleet insurance benefits My father used to drive a lot for his work, often in Scandinavian countries. After a few incidents where icy roads nearly caused an accident he decided to go on an anti-skid driving course. Once I had my own license, he insisted that I also go on an anti-skid course. He even paid for it.So I spent a day throwing my car left and right and sliding, skidding, and roughing it across a race track. Obviously, it was a lot of fun. But the real value of it became clear a few weeks later. I was driving through a forest, down a hill. I took a bend just a little too fast and my car hit the edge of the tarmac and bounced back, veering immediately to the other side of the road. There was nothing for it: I was going to go over the edge, where a fairly deep cliff beckoned.And then magic happened.Because I had been so well trained during my one day course, an automatic...more
What is Indemnity Insurance? This is a question that is asked time and time again. Indemnity insurance is a shortened version of its full name Professional Indemnity Insurance. An even shorter version of this name is PI insurance! In short it provides indemnity (or financial assistance) in the event a client decides to make a claim against...more
Condominium insurance covers most water damage similar to home insurance. It covers water damage restoration for the damage caused by internal sources such as burst pipes, water leaks, and the like. For external sources such as floods you might get another type of insurance. However, you might be wondering if that would be covered under your strata...more
Car Insurance Malaysia I was driving a car earlier this year and was involved into an accident. The front left bumper was damaged and the front left wheel could not be turned anymore. It was a wreck. The car needed to be towed. Luckily Car Insurance here in Malaysia works fast as long as you provide them with the details necessary and the documents. One of the crucial papers is the Police report. Remember to send the car to the police station after the accident and make a report. I am giving emphasis on how fast the Car Insurance here in Malaysia works and that the damages have been paid although not exactly everything, but it still been sorted out. Most of you may disagree with this but if you compare this to some other countries where I have been even though it took a month before the car was repaired, the situation here is pretty much better.Now, let's talk about benefits of buying car insurance. Well, I don't really need to say much at this point because the first part of this article explains some of the advantages. Nevertheless, I would say one of the main advantages is that you don't have put up front large amount of cash for the repairs needed. Car Insurance will...more
Get Hassle Free Online Bike/Motorbike Insurance Insurance is a transaction between the policy holder (client) and the insurance company where in exchange of payment is involve to cover the risk of loss of an entity such as vehicle, house,...more
Buying a Long Term Care Insurance Long Term Care Insurance has been established many years ago. It all started in the beginning of the national Medicaid program. Unfortunately, a lot of things have changed now. One dramatic change that we can...more
Why Boat Insurance Is A Necessity? Every purchase done is considered as a future investment. On these complex times, one has to be vigilant and be extra careful with every move and step you make. It is of prime importance to make certain that...more
Tips In Finding The Best Life Insurance Leads If you are a life insurance agent who wants to be more profitable, then finding the best life insurance leads would be your best move. Most agents have different techniques and strategies in...more
The most essential things that one should look for when is trying to purchase elderly life insurance are:- the period of time for which the rates are locked in. The best choice is lifetime insurance, but the term insurance policy is also a good...more
For some people, disability insurance can seem quite expensive if we are to consider the many features which are included. If we should customize our policy, we should be able to lower the costs for our insurance coverage.The costs for disability...more