We have had several calls from children about friends whose parents had no life insurance and who had to come up with last minute funds to cover basic final expenses or liquidate with major losses some or all of the parent's assets. The story is always the same and so is the realization that had the parent had life insurance, it would have been much easier on the children (and cheaper too). Why do parents wait to get needed life insurance? All we...more
Your First Car Insurance Doesn't Have To Be expensive -Save Money Now What many people fail to understand is that a small difference on the monthly payments of an insurance premium can result in huge savings. Furthermore, if the payment of the premium is not done in installments savings can be even higher when buying first car insurance.When purchasing your first car, the insurance may not be your priority, but though that may be...more
MetLife Life Insurance in India - Met Suraksha Plan Met Suraksha Plan offered by Metlife Life Insurance Company is a low cost life insurance plan that provides you and your family members complete protection even in your absence. This plan is pure risk cover policy. It is a non participating term insurance plan giving you life cover at a nominal cost.Metlife Life Insurance gives you option to customize your plan with two riders – Accidental Death Benefit and Critical Illness. Furthermore, it also gives you the option of availing all the premiums paid, by you, at maturity. No maturity benefit is offered in this plan.Metlife insurance gives you option to choose from the two, which are:Term Assurance: Term life insurance is the most affordable and simplest form of insurance available. The policy covers the life insured in case of death during the policy term.Term Assurance with Return of Premium (TROP): If the insured person survives before the maturity of the policy, you receives all the premiums paid throughout the policy period.Eligibility Criteria for Metlife Insurance Met Suraksha Plan:Entry Age – Minimum age limit is 18 years and Maximum age limit is 50 years.Maturity...more
Buying Health Insurance For Women - How To Pay Less and Save More Women, as a group, get far better deals on auto and life insurance. But once it comes to health insurance, a woman will attract higher rates than a male counterpart. Why is this so and what can a woman do to pay far less and get cheaper health insurance for women?Pregnancy. We...more
If you are planning to study abroad, one of the things that you have to prepare for is the health insurance for international students. Just like visitors insurance and other types of insurance coverage, this one is also widely available since there are so many students who go to other places to earn their education. Below, you will find...more
There are pretty good chances for social security to not be around when the normal middle-aged person will be ready for retirement, and because being able to save some money is not such an easy task, making constant and regular financial contributions to 401(k) plans might possible be the best solution for you. With the hope that most of the people out there have thought at their future and saved some money for retirement, by adding a life insurance policy to your regular insurance might be the difference between difficulty and comfort later on.To find out just how much supplemental life insurance will be needed, all you have to is add up all the current debt that you own at the present. You will also need to figure it out how much a funeral will cost you and also whether or not there are any members of your family who will need to be taken care of after your death. Also take into consideration any possible vehicle loans, student loans or any possible credit card balances. Taking all this into consideration will represent the amount that you will need to cover using your life insurance.Always keep in mind just how much it will be needed to pay off the house, as this represents the...more
According to the Social Security Administration, 3 from the 10 workers out there have a pretty good chance of becoming disabled at some point. If you might be one of those individuals, would you be prepared to support the financial percussions that...more
Because everyone loves to travel, a USA visitors insurance should be made one of the top priorities for every traveler. While there are many beautiful places to visit in the world, their beauty will not be enjoyed if you become too stressed out in...more
Self employed health insurance applications can be a pain in the you know what. That is, if you don't know the simple steps required to complete them quickly and easily. In this article, I'm going to walk you through some basic ideas that will help...more
Everyone makes mistakes. Businesses executives make mistakes, as do their staff. Some mistakes are big ones, while others are small. If the mistake is by a professional service firm, in the course of its service to a business client, the consequences...more
Traveling to another country is fun especially if you are visiting it for the first and as long as you have a visitors insurance backing your health problems. When preparing for trips like this, make sure that you include getting a health plan in...more
When looking for Colorado Springs insurance, it is important to know what you need and what you can afford. There are many kinds of policies and these policies all differ according to any number of factors. Knowing what factors will affect the...more