Medicare Supplement Insurance Texas - Getting the Facts An unfortunate fact regarding Medicare that many individuals realize the hard way is that it will cover, in a best case scenario, about 80% of medical expenses. The remaining 20% is the responsibility of the individual covered and many simply are unable to afford this. Since Medicare is provided primarily to individuals over 65 or who are disabled, the income of these individuals is...more
Stopping Insurance Fraud Many unwanted occurrences happen to people's lives every day - health problems, car accidents, death and other situations which are unpredictable. For the average citizen, these unfortunate events can cause a big dent in their pockets especially if they are not prepared. To help ease the burden, many now prefer to insure everything they own - their houses, their cars, even themselves - so if any unwarranted...more
Life Insurance Settlement: Smarts Tips Followed By Smart Seniors There are many seniors out there who are selling life insurance policies while settling life insurance. The market for life insurance policies is growing by heaps and bounds as more and more institutional investors are flooding the market. This has changed the view point of many seniors as to how they used to look at life insurance. Emergence and growth of this secondary market where insurances can be sold just like stocks or bonds has made these life insurance policies invaluable assets.Life insurance Settlement Benefits:Life insurance settlement provides one with a scope to have a plan to exit when they are buying a life insurance policy. It provides an individual with an assurance than one can sell off the policy if one later needs or wants to. One of the biggest disadvantages of buying an insurance policy has always been that it was not a liquid assent and hence, could not be sold off without incurring a mentionable loss.Life settlements can provide a senior a way to take advantage of policies that offer new benefits and better prices. For that matter, using the proceeds gained from a settlement of an older...more
5 Steps To Understand All About The Contractor's Insurance You know the saying, 'It is easy if you know how?' This is exactly how you will feel when you learn how to find and zero in on the best possible workman's comp insurance and general liability insurance. But there are a few grey areas which may be cleared here:1. Contractor's...more
Life Insurance - Fair & Yeager Insurance - Natick MA For those in Metrowest Massachusetts here is some expert advice on Life Insurance from a local Natick, MA Insurance AgencyHow Much Coverage Do You Need?Some financial planners say you need enough life insurance to replace five to seven years of your salary. If you have young children...more
Car Insurance Factors If you are looking to save money on car insurance then read on to find out more about the following factors that will affect the cost of your premium. Male or Female?You may be wondering, what has gender got to do with car insurance According to the analyses the insurance companies have carried out, they believe that female drivers are less of a risk on the roads than male drivers. The other perception is that the accidents female drivers are involved in are less serious than those of male drivers. Hence, it would be cheaper to insure a female driver. $0 as a female driver, even if you are under 25, you still beat the male driver's best prices. If you happen to be not a female, well, tough luck, as you can't do much about it (i.e. changing gender just for car insurance savings is going a bit far). However, there are still some strategies you could consider, for instance adding your spouse on the policy. We will discuss this in more detail under the section 'Additional drivers'.Maried Or SingleApparently, according to the majority of underwriters, if you are married you're considered to be more responsible. Therefore, in most instances, married drivers...more
Items Not Covered By Your Homeowners Insurance Most individuals purchase an insurance product, whether it is a homeowners insurance or another type of insurance, without giving much thought to what they are actually buying. The first concern...more
With health care insurance premiums rising, employers are faced with the dilemma of choosing which plans they want to offer their employees. Many are putting more of the burden on the employees than they have in the past. The types of plans most...more
Insurance Defense Firms: Discover Quotes On-line As we speak Regardless of where in the world you live in, insurance defense companies are ready to handle your legal concerns about insurance claims and different related matters.The character...more
Aspects that affect how your car insurance will cost Read through the following factors and find out how they can affect your car insurance quote. There are many different aspects that affect your policy so having a good knowledge of the...more
Car Insurance The Facts The amount of cars on the road and their models and manufacturers are too big to include in a small article like this. However, the best place we have found to look for this information is the internet. Online you can...more
People tend to think that insurance coverage premiums are a waste of money. They don't see a tangible value for the dollars they spend. Unfortunately, the value is often only seen when a misfortune occurs. However, what value does one put on having...more