This unique report provides a detailed analysis of the UK general insurance market with a specific focus on the personal lines sector. It segments the market by line of business and assesses underwriting profits and investment income. The research also includes an in-depth analysis of the distribution and competitive landscape and forecasts the personal lines market size to 2014.Features and benefits-Data on the size, structure and profitability...more
Cancer Life Insurance for New Jersey Residents Surviving cancer is a difficult process and one that is a blessing to anyone involved. There is such a low survival rate that it is nearly always a miracle when someone gets through the worst time in their life. So how is one rewarded by beating the odds? Most commonly, it is an inability to qualify for life insurance. Some of the reasons that are given are the likelihood that the cancer can...more
How Does Death Insurance Work? Death insurance is not the same as life insurance because of some very distinct terms to it. It is also known as accidental death insurance and can sometimes cover dismemberment if the client wants to have it included in the policy. Life insurance pays off no matter what the reason of death is in most cases unless there are clauses for suicide and other death related issues. It is very important that you learn and understand all of the conditions of your policy and what it will cover. Don't be afraid to ask any questions before signing contracts.So how does death insurance work?When It Pays – Death insurance only pays when there is an accidental death that is not caused by naturally. For instance, if a person passes away because of old age and the body just gives out, this is considered natural causes and would not be covered. However, if there is a car accident and death is the result, this insurance would be paid off in full to the beneficiaries.Who Can Be Insured? – Any person, no matter their age, can be insured with death insurance. It is more common for those who are younger and who would more than likely lose their life to an...more
What is Death Life Insurance? Life insurance and death life insurance can be considered two very different types of coverage. It is a good idea to have both types of insurance because they cover two distinct types of issues. So how does one know the different between the two and which is the more important coverage for them? The following...more
Diabetes Life Insurance is Available If you have diabetes, you may have been turned down for life insurance before. You've probably been told that you are not eligible for certain policies and this can be a frustrating and frightening experience. If you are approved for life insurance, the company is probably trying to charge you an arm and...more
Final Expense Insurance for the Elderly If you're getting older or if you suffer from a terminal illness, you may be thinking of how you can help your family cover expenses in the event of your death. With all the new procedures and good medical techniques that are common now, people are living to be much older than they did just a few decades ago. This does not mean that it is not important for those who are over sixty to have good insurance coverage; it means that it is time to get serious about it if there is not a policy yet in place.The following are some reasons why final expense insurance for the elderly is so important:Covers Final Expenses – As the title of the insurance describes, this insurance covers all final expenses so that families are not left to scramble to get the funds together. The policy pays the person who is listed as a beneficiary who then takes care of the final arrangements. There is no need to put your loved ones in financial straits when it is so easy to apply for and be approved for final expense insurance.Pay for What You Want – The elderly may have very distinct wishes as to their final resting place and what they want for their...more
The Various Life Insurance Benefits The times are tough for many people and with the economy consistently getting worse each day, it is important for those living in New Jersey to have some financial security. Life insurance is not typically...more
Finding Budget Insurance Without Having Access To The Internet Let's face it: we can not all afford the same cars, homes, vacations or even insurance policies. Some people, more than others, need to find budget insurance policy options that...more
Term Life Insurance Funeral Coverage Many people are under the impression that term life insurance does not cover funeral expenses. This is partway true, depending on the length of the policy and where the insured stands in their payments....more
Why is Life Insurance in NJ on the Rise? There is a booming industry in New Jersey and it is not in any industry that people might consider. It is in life insurance in NJ and there are a few common factors as to why this is happening right...more
There has been steady increase in the number of people having pets and along with it an increase in veterinary services. With the advancement of veterinary medicine the prices have also increased. This is largely due to the new treatment methods that...more
Majority of dog owners know that their pets can and will hurt someone if provoked. But only a few of those have the better knowledge of having the protection when that time comes. It is not that they don't think their dog is capable of inflicting...more