With the cost of living increasing on a daily basis and with the country's economy failing to come out of recession, any opportunity that comes your way to save more money is welcomed. Under such circumstances, obtaining free health insurance quotes may sound quite unbelievable to many. Yes, that's right. These days, it is very much possible to obtain one such quote provided you are ready to do a bit of research on them.Like any other form of...more
The one thing that home insurance leads do more than anything else is to drive the sales of an insurance firm. And that is the one motivating reason why most of the insurance firms and their agents keep looking for quality home insurance leads on a continual basis. What can be a better place to look for the leads than the Worldwide Web? The Internet is a colossal resource that has the capacity to provide agents with huge amounts of quality and...more
One of the most asked questions when it comes to car insurance is about car excess or deductibles. Car excess is simply an amount on any car insurance costsRead more: http://www.articlesnatch.com/submitarticles.php#ixzz0joLDSDNx Under Creative Commons License: Attribution No Derivatives claim that the insured must bear; anything more is paid for by the insurer.For instance, if the total claim amounts to $2,000 and you opted for an excess amount of $600, you will have to pay for the $600 while your insurer covers the remaining $1,400. What this means is that if the total amount of the claim is less than the excess, you will not get anything from the insurer. In the above example, if your total claim amounts to only $500, you will have to pay for all of it. You might think that this set up is unfair, but there are a few reasons why insurers impose an excess clause in your car insurance policy:To mitigate risks. The higher the risk you have, the higher the stipulated excess would be.To ward off small claims from the insured. This benefits the insurer for two reasons.oTo minimize the company"s fixed administrative costs associated with each claim. This administrative overhead is...more
Most people think that by getting a lot of quotes from various motor insurance companies and comparing them, they could get the best deal possible. While this may be true, you should try and find out how different motor insurance companies charge for your premium, this way you can drive your insurance premiums even lower.You can get a lower...more
Did you know that it is illegal for anybody in Singapore to drive a car without car insurance cover? An adequate car insurance cover can help protect your from legal liability arising from third party injuries.While an insurance policy that covers third party liability will suffice to meet regulatory and legal requirements, most people opt for a...more
Motor insurance premium quotes are valid only for a certain period of time like a week, two weeks, 30 days or 60 days. This is because insurance companies usually revise and review their motor insurance premium calculations based on previous and current statistics on the claims within their company and statistics from the industry as a whole. If you want to get the best deal for your motor insurance premium , then you should do an annual review of your insurance premium. This way you can get an idea of which companies are offering the lowest prices when in comes to car insurance.Premiums are arrived at by considering two main factors: the drivers demographics and the cars profile. The drivers profile includes: - Age The older the driver is, the lower the premiums are going to be. While those who are considered young are denied insurance coverage or may be accepted with high premiums. - Marital Status and GenderFemales enjoy higher discounts than most males. - Driving experienceThe more experience you have in driving, the lower your premiums will be. - Occupation typeTher are jobs that insurance companies will refuse to cover or charge higher premiums for. - No Claim...more
Buying car insurance for a teenager can mean spending a lot of money. Adding young drivers car insurance to your policy can raise your rates significantly. If your teenager is a boy, your rates could increase by a threefold. Your teenager might be...more
Don't Realize You Need Travel Insurance Once It's Too Late To Take In the main travel insurance cover variety of situations like checkup problems, lost of luggage and trip up cancellation. The travel insurance is taken at the period...more
Michigan Insurance cover a must for every car owner In this age, we just cannot live without an insurance cover as it compensates for our losses and help us easing financial burdens. Michigan being the hub of automobile manufacturing has led...more
Imagine an ant navigating down a busy streetpeople rushing around, cars speeding in every direction. Danger lurks in every step! Without protection, one bad decision, one unforeseen incident could crush the poor ants life. The same logic applies...more
Car Insurance Savings Modern living is demanding, and without a car many folks would lead significantly less efficient lives at the very least. Driving offences, prangs and accidents can send insurance premiums skyrocketing, but is there...more
Each day a tradesman turns up to work he faces numerous risks. A builder constructing an extension on a residential property, a plumber installing new pipes in a block of flats an electrician re-wiring a commercial building. The threat of causing...more