It is important that you have the proper insurance cover, no matter what you are insuring and this is especially true when your personal assets are at risk because you are running a business from your home. When you are running a business out of your home, it is especially important to have the proper insurance to cover your assets, for a number of reasons. Whether you have customers that visit your home or whether you have home improvement...more
There are different types of commercial insurance you need, if you own a business in the UK. Understanding the types of liability insurance is important. You are required to carry public liability insurance to protect the general public and the employer's liability cover to protect your employees. When you want to protect your business, there are three categories to consider about liability insurance. They include general liability, which...more
When you are starting your business, you might not have to worry about too many assets, but it is important that you assess your insurance needs on a regular basis.While many business owners will get the required general public liability or employers' liability when they first start their business, as business assets increase, so should the commercial contents cover on the business assets and equipment.What many new business owners don't understand is that there are many business assets that need proper cover, yet they might not have given them proper consideration. You should base your business insurance cover on your needs, but when it comes to contents cover, you can choose between plant and business equipment insurance that offers a 'replacement as new' clause or an 'indemnity' basis.The primary difference is that indemnity basis insurance cover might offer more affordable insurance premiums, but in the event of loss, the wear and tear will be taken into consideration when settling the claim, netting you a lesser amount.This might not be sufficient if it is an older piece of expensive and crucial equipment. You need to think about business continuity so you should consider...more
Getting teenage insurance quotes when your adolescent is ready to begin driving requires many of the same steps as getting a quote for your own insurance. However, getting good rates on your teenager's insurance means you must look at different criteria than when you want to find good rates for yourself. You will want to implement some of these...more
When you consider the wide range of products and services that are available to help you manage business risks, it might seem like more practical advice and information than you think you might need.The thing to keep in mind is that your personal assets can be affected if your business is exposed to lawsuits from public liability or negligence,...more
When you are operating your own business, it is important that you protect yourself and your company from lawsuits and natural disasters that might occur. Because your business might be growing, it is important that you have the proper commercial cover in place to protect your assets.Many businesses don't understand how crucial it is to have the adequate insurance cover in place, but it can be invaluable when disaster strikes.If you deal with the public, have employees or have a facility that makes products or provides services to others, it is crucial that you have the proper business insurance to cover all of your needs. This includes protection for your employees that might get injured on the job, product liability and negligence issues and if you have service vehicles on the road, the proper commercial vehicle cover should be in place. There are legal expenses and other things you might not think about, besides your building and contents.A good commercial insurance representative can help you decide on the business insurance covers you need for your particular business. Analysing your company's needs for insurance are something you should do on a continual basis. As your...more
Why Get New Jersey Car Insurance? Who needs New Jersey car insurance? The answer to that is simple: any resident of New Jersey that wishes to legally drive their vehicle. Fines vary from area to area in the state, but driving without insurance...more
When you own a business, it is likely that you have a lot invested, either monetarily or in hard work or maybe, both. If you deal with the public, you always have to be worried if it is all at risk, unless you have the adequate commercial cover to...more
For most people today protecting their loved ones is a top priority including after one passes. Continued financial support can be setup before something dramatic happens. We all know sooner or later we will live our last day which makes it vitally...more
When you have a growing business, it is important that you consider the amount of commercial cover you have, on an annual basis, at least. It might be more important to analyse your needs more frequently, if you have experienced a jump in the worth...more
No matter what kind of business you are in, you need to have the proper insurance cover.Depending upon the kind of business you have, you may be in need of and construction or trade, insurance, shop, pub and/or restaurant insurance, office insurance,...more
La Salle Green Hills Alumni Association partners with Philippine Prudential Life Insurance Company, Inc The Philippine Prudential Life Insurance Company, Inc. (PPLIC), the industry leader in innovation and growth, continues to develop special...more