Applying for Social Security Disability Insurance Doesn't Have to Be Stressful When you or someone that you care for has been seriously injured or becomes severely ill and is unable to work for a long period of time, the financial burden it takes on your family can be significant. Illnesses and injuries cannot be predicted, and the effects are certainly devastating. If someone in your household has recently become disabled,...more
Is Dog Health Insurance Worth It? It seems that we are paying for insurance on everything these days. Health insurance, car insurance, extended warranties that are offered on silly simple things such as on a $5 set of ear buds. With so much "insurance" being thrown around these days, a lot of dog owners are quite skeptical about investing in dog health insurance. Is it worth it?Why People Bother with Dog Health InsuranceThe number one...more
Life Insurance - This 1 product offers 4 must have retirement benefits that no one talks about Ok I know what you're thinking, "Why do I need life insurance." Most folks I meet with have a negative view of what was once a must have product in everyone's portfolio. Unfortunately most agents have sold this multi-functional product short and promoted it just for death benefit. But there's more to it. Here though are some of the benefits:* This product can replace your income. All of us will die sometime...it is a fact! The problem is we do not know when. When you die your income earnings potential goes with it. How will this impact your family, your wife or husband? It could be devastating especially if your spouse is not working. This product can replace that income and help them live comfortably without fear.* This product helps you create your own bank! Wouldn't it be nice to not have to go to the bank for a loan? This product has monetary value that you can borrow from tax free and you can chose whether to pay it back or not. It grows TAX FREE, comes out in retirement TAX FREE & goes to your heirs TAX FREE! (Are you seeing a pattern here?)* This product makes an awesome...more
Insurance Continuing Education - Group Health Insurance The Group Policy is a document between the employer and the insurance company, mostly of an administrative nature. The individual employee's coverages are provided in a Certificate of Coverage and details of coverage, benefits and provisions are provided in the Certificate. For...more
And What Can You Reasonably Do Without? In an ideal world Austin entrepreneurs could afford a comprehensive Austin business insurance program that would protect you from any conceivable exposure. (I think this is the same world where you have unlimited funding, 48 hours in a day, and customers that would crawl over hot coals to buy from you)! In...more
Online Insurance Continuing Education - Eligibility for Coverage ELIGIBILITY FOR COVERAGE A unique provision of Group insurance is the requirement of eligibility. Most Group insurance is not subject to individual medical conditions so certain provisions such as Eligibility is a method of underwriting.Please note that some of the eligibility requirements may not apply in some jurisdictions because of recent legislation. The purpose of this provision is to justify the premiums by ensuring that the employee falls within the requirements.The following individuals only are eligible to apply for coverage under this Contract. YOUR INSURANCE COMPANY may require acceptable documentation that an individual meets and continues to meet the eligibility requirements (e.g., court order naming the Certificateholder as the legal guardian or Adoption documentation).Bona fide employees of the Contractholder who meet each of the following requirements are eligible to apply for coverage under this Contract:1. the employee's job must fall within a job classification set forth on the Group Application;2. the employee must be scheduled to work and actually work on a full‑time basis at least...more
Landlord Insurance - A few things to know Simply knowing that you have taken out landlord insurance can save you the sudden financial outlay to rectify damage or loss to your property, while having it gives you reassurance knowing that it is...more
Anthem Blue Cross Individual Health Insurance in California – Flexibility Translates to Affordability with Health Care Insurance Anthem Blue Cross individual health insurance in California provides affordable plans for many people who need...more
The Value Of Having Homeowners Insurance Having homeowners insurance is a way to be sure that accidents do not turn into a total loss of real estate or equity. If a mishap does take place on your property, you can feel confident, knowing that...more
Car insurance for young drivers This however is perceived the same in almost all the insurance companies. One has to find alternative means to help lower the cost of the car insurance. To help with this, new companies have been formed and...more
Tembler. Earthquake. Aftershock Facts about EARTHQUAKE Insurance in California Facts about EARTHQUAKE Insurance in California Why would I need earthquake insurance? Under your Homeowners policy, damage or loss to your home is not covered as...more
Why Would I Need Travel Insurance? Sudden Illness,Lost Luggage,Default on your airline, cruise line or tour operator ,Lost your walletFrom a cancelled flight, to a serious illness, Travel Insurance gives travelers coverage for unforeseen...more