Choosing a right building for your business. When it comes to a new building for your business, you want to put a lot of thought and care into your decision. It's a major expense, after all, and you want a building that will both meet your needs now and still allow for future growth. You also want a building that is safe, structurally sound and workflow-friendly. It also needs to be ascetically pleasing to your employees and clients. In choosing...more
The Postal Service revenue only comes from the customers that use the postal services. So, this is just a business like all the other businesses. Unfortunately this will also force the Postal Service to frequently raise the current postage rates in order to cover the unexpected increases in the costs and to sustain the high quality level of the postal service. As Postal Service officials say, the company managed to save about $8.3 billion over...more
Credit cards are used as forms of payments now more than ever. There are also more online businesses and most of these businesses accept credit card payments. Therefore, protecting your online business from credit card fraud is vital. For businesses that are offline, the challenges of accepting credit cards as payment can be the same. Fraud is such an ugly word and we want to avoid it at all costs. Thankfully, there are steps you can take, whether your business is online or offline, that will help to eliminate your risk of being a victim.Steps For Online Business OwnersAlthough most consumers think being a victim of credit card fraud, particularly when purchasing a product online, it is actually much more likely that the merchant will be the victim rather than the consumer. Here are some tips to help you avoid this.First, always verify that the address the consumer has given you is correct. Your merchant account probably offers an Address Verification System that will verify that the address you have been given matches the billing address of the cardholder.If you're shipping a product to a consumer, make sure the shipping address matches the billing address. If it does not, you...more
It used to be that only the largest multi-nationals needed a Compliance Officer. Today most practices, regardless of size, would be wise to charge someone within their organisation with the responsibility of keeping abreast and managing the compliance process. Take as an example European employment law that has been introduced over the last few...more
Since we all know that there are virtually as many different credit card companies as there are stars in the sky, finding the one that works best for you and your needs can be a bit tricky. All credit card offers will come complete with a list of features that are supposedly exclusive to that card. In actuality, most of the cards offer about the...more
Getting A Small Business Loan by Daryl Des MaraisThere are a variety of resources for small business owners. If you have a previous credit history and some invoices or a track record many small banks cater to business loans. If you are looking for a grant there are a great number of resources on the web. If you are creating a new innovation go to http://www.sba.gov/expanding/grants.html and check for grants that are currently being offered for innovations. You can also find small business loans for minorities and special projects. If you need capital raised to develop your prototype and you have a viable product that people have endorsed they would buy then ckeck out growco.com and maybe you will find an angel investor. For more information on grants and loans go to www.usabuinessgrowth.com and click on grants/capital. If you are going to apply for a business loan make sure you have a business plan and monthly income statements as well as a 2-year cash flow plan. Show them you know how to manage money or get someone to help you with a plan. Continued Success!Daryl Des MaraisBusiness Growth businessgrowth.caAbout the authorDaryl Des MaraisMr. Des Marais has operated small businesses...more
A means to survive, an avenue to progress and vista to exchange thoughts, ideas and feelingsÂ… 'Trading' is perhaps as old as human existence on earth. It all began when the primeval man began swapping small useful items with each other in order to...more
Many people still prefer the traditional print advertisements to web ads in order to promote their products, business and services. The fact that not all people have access to the web is what makes print ads to be used and appreciated up to now....more
You wouldn't consider buying a new pair of shoes, a bicycle helmet, or an extra pair of jeans without trying them on first to make certain they fit. After all, a pair of shoes that is two sizes too small will never fit and they amount to money...more
The real estate market has been hot for many years. The real estate market stayed hot even though the economy has been on a virtual roller coaster. This has resulted in a large number of mortgage lenders entering the market with varying mortgage...more
Are you working a home business? Chances are you already know that you're really pulling "double duty". You probably work on your business while doing the laundry, corralling the kids, or fixing dinner... and let's not forget all the phone calls from...more
How many of you have desired to dine in a luxurious seven star hotel? Pamper you body and soul in exotic spas? Embellish your looks with outstanding apparels and appear hot and trendy through latest sensational clothesÂ…?Well, besides rationality...more