If you're a real estate investor needing quick cash, selling your notes could offer a fast, easy solution.It can happen to anyone. You find yourself in a situation where you need a chunk of cash—instantly. Maybe you have to handle an emergency or simply want to free up funds to invest elsewhere. Whatever the case, selling mortgage notes can put money at your disposal within a matter of weeks. Selling mortgage notes allows you to convert small...more
Before you choose a credit card it would be wise to first find out the interest rates offered by all the credit card companies and banks. While you compare credit card companies and banks, take note of the ones with low interest rates and offer the best benefits. Don't miss the fine print as that is where the most important information is usually given. Fine prints almost always specify the conditions applied on using their service.It is...more
In all investing situations, we will be confronted with both risk and reward. I cannot think of any investments that offer no risk with big reward. The most common investment opportunity I have seen is low risk - low reward, low risk- high reward, big risk - big reward, big risk - low reward.Big risk - low reward opportunities are everywhere. Buying a stock at any price will constitute a big risk - low reward investment opportunities. The odd is even worse than gambling where the house has a 55-60% chance of winning.You might be wondering how you can quantify risk. Reward is easier to quantify. If you buy stock A at X price and it has risen to Y, then your reward is the difference between your selling price and purchase price. Some risk can be quantify while others aren't.Let's use an example for clarification purpose. What is the risk of buying Merck Co & Inc. (MRK)? The risk is well publicized. Investors' risk would be the potential Vioxx liability that stems from lawsuits. How much does MRK has to pay? Nobody knows for sure. We can only estimate. Some says $ 5 Billion. Another says $ 50 Billion. This is uncertainty and this is risk. You can reduce this risk by reading more and...more
You are faced with constant pressure every day. Pressure at work to perform. Pressure in society to conform. Pressure at home to pay the bills and put food on the table. There are so many decisions to make and choices to choose, it can get overwhelming without good information. And if you are like most people, your financial portfolio requires a...more
With the countless web sites, advertisements, legal jargon and complex issues surrounding structured settlements, it is easy to become overwhelmed and frustrated when you are simply searching for answers and straightforward information. Whether you've received a structured settlement already, or if you are just trying to better understand them,...more
Sometimes we make decisions in life that affect our finances in an adverse way. Perhaps we do not do it intentionally, but an emergency or that once-in-a-lifetime opportunity come our way and for the following months we find ourselves strapped for cash because our debts have outstripped our income. One option to solve that problem is a UK personal loan.A UK personal loan is one option that many people may want to choose because it gives them a variety of potential loan amounts and interest rates. If that's you, the choice is yours! You can choose the loan amount that is right for your situation. And, the rate of interest on the principle is usually determined by several things. For example, the prevailing interest rates, the risk the lender faces from the recipient, the amount of money you want to borrow, and the repayment period. Also, a UK personal loan comes with several flexible repayment terms, including the repayment frequency and the loan period (which is the amount of time you expect to pay the loan back). That way, you can manage the loan over a period of time and suit it to your income.Be sure to shop around. If you look around at the many options available, you'll...more
Your life's financial decisions need to be made wisely. Over time, you'll need to assemble a financial portfolio that provides you with income opportunities (such as investments), insurance for peace-of-mind, estate and tax planning contingencies,...more
With the proliferation of the Internet technology, everything revolves in a fast digital world of information technology, and credit cards had continuously dominated the scene with tremendous rate.Today, credit cards had already brought shopping...more
Every investor's goal is to find undervalued investment and then sell it when it reaches fair value. To find the fair value of a common stock, we need to predict the profits generated by the stock over a period of time. This prediction may not be...more
A lot of opinions had been thrown regarding the benefit of value investing versus growth investing. The proponents of each styles of investing insists that their method is superior over the other.I believe that each has its own merit. Being a...more
Our society encourages debt, it really does. How so? Simply put, we are encouraged to borrow money, to live beyond our means, to gratify ourselves now so that we can have it all and be happy. But are we happy being in debt? Do we truly get...more
Few would deny that real estate is a solid investment. It provides an attractive combination of stability, reliable cash flow, preservation of principal and capital appreciation. However, many investment property owners nearing retirement find...more