Buy to let mortgage market was worth £21.8 billion in 2004 and accounted to 38.2 % of commercial market in the same year. The buy to let market has grown more than any market as a whole - which is remarkable. Such a strong market spells nothing but benefit to mortgage hopeful. Buy to let mortgage was a constructive effort by The Association of Residential Letting Agents (ARLA) to encourage growth in the private rented sector. Buy to let...more
Business loans form a significant part of lending industry. With so many people applying for business loans, you must be wondering how many of them actually get them. The increase in amount of business loan every year shows the swelling in approval rate of business loans. So, what are your chances of getting business loans? I say, attach a security to business loans and your chances are bright. Secured business loans are loans for specific...more
Running a small business is challenging. We are constantly required to perform a wide variety of tasks. For many of us, we could probably define our job descriptions as: do everything! Unfortunately, a portion of the everything that we do doesn't contribute directly to the income of the business. However, sometimes by adding a little extra administration we can actually improve our productivity. In this article we are going to take a brief look at timesheet systems, and determine if and how they may help us improve our cash flow.If you are reading this, than chances are that you have already seen a need to implement some kind of time tracking system. If you are already using timesheets in your business, you should be aware that some systems are better than others, and it is worth taking the time to investigate whether the system you are using is providing you with the maximum benefit. Businesses that bill clients for their time will need some method for keeping tabs on the jobs they work on, in many regions this is a legal requirement. While other businesses types may not see any obvious reason to implement a timesheet system, there are a lot of good reasons to consider...more
If you're a marketer your number one concern is customers. You've probably read and heard a million and one ideas about how to build relationships, retain customers, create a list of potential customers, and inspire consmer loyalty. But the tough question is, "How do I convert prospects into customers?" There are a lot of people out there who see...more
I'm often asked how long you should wait before following up on a resume submitted in response to a telecommuting position. You want them to know you are interested, but there is a fine line between pestering the hiring manager and showing your enthusiasm. Here are some tips to guide you.A week is a reasonable time to wait for a reply from the...more
HOW TO READ FOREX PRICE CHARTS? Forex Price Charts, what DO they mean and HOW to use them? Important numerous facts as discipline, trading rules, not being greedy etc., but one of the most important things is: LEARN to read the charts as Charts represent the lifeblood of the market. I admit that reading charts, and interpreting patterns, are more an art than a skill. Base and apply your entry and exit decisions on YOUR OWN combined methods of technical and fundamental analysis. FOREX charts, are easier to interpret and to use. They reflect a slower moving, stable economy of a country, compared to the stock market, with its daily drama of company reports, Wall Street Analysts and shareholder demands. Unlike stocks, currency charts do not spend much time in trading ranges and have the tendency to develop strong trends. Furthermore, Forex with its 4 Mayor currencies is easier to analyze than tens of thousands of stocks. (Mayor currencies are: USD/JPY, EUR/USD, GBP/USD and USD/CHF) The complimentary FREE live charting software, with the ultimate cutting edge technology provided by http://www.fenixcapitalmanagement.com/, will be absolutely sufficient for you to analyze and watch any one...more
Don't quit your day job just yet.If you are a baby boomer looking to start a home business, there are 5 essentials things you must do first.Leaving the security of a job with an established 401(k) plan, health insurance or other benefits can create a...more
One day you will wake up and your children will be 'grown' and heading off to school. Have you thought about how you will finance their education? If you haven't heard already, the cost of a decent education is continually rising above and beyond...more
Decision Making is an important element of our life. We are called upon to make decisions at every level of our activity - whether it is something as simple and mundane as choosing the right dress for a party or the more critical as venturing into a...more
A note investment represents a valuable asset, and the decision to sell can only be answered based on individual needs. It's a fact that interest rates are now at an all time low, so investors find notes that were financed under better terms more...more
Accounting principles are the basic assumptions, rules of operation, and essential characteristics that make up the framework for the construction of accounting financial statements. Long ago, I was perplexed to discover that there was no "set" of...more
I wish I had a nickel for every time someone asked me what the difference is between CPAs and non-certified accountants. Essentially, non-certified accountants can simply hang up their shingle and open their doors for business. There are no...more