The ISBN or the International Standard Book Number is a bar code used by retailers and libraries for cataloging a book and tracking its inventory. The ISBN number gives accurate information about the book's title, language of publication and the publisher. It can be said to be a book's DNA.There are about one hundred and sixty agencies around the globe, which assign these numbers to publishers in blocks. The publisher has to make a projection of...more
How Independence Can Protect Your Portfolio By: Walid Petiri About the Author Mr. Petiri is a Registered Investment Advisor. His nearly two decades of financial experience covers virtually all areas of finance from tax, insurance, stockbroker, personal financial planning and personal banking to corporate credit, business planning and consumer lending. Mr. Petiri had frequently been heard on WEAA (88.9 FM) as a financial...more
For those who are not too familiar with the investments markets and get intimidated by shares, stocks and even bonds, one easy and safe option to put your money into is guaranteed investment certificates, also known as GICs. They are low on the risk factor but also give similar sorts of returns. However, GIC rates on returns can vary or fluctuate depending on economy and other factors. One should be aware about what your investment can yield. Read on to know more about this easy investment scheme.When you sink your funds into the GIC, you will be able to choose for how long you want to take the term. The range is anywhere between one year to five years. As such, the interest will be payable to you per year on the amount invested.Until the maturity, you cannot touch the money invested, of course. When the term ends, either you can renew the terms once more for however long or you can pull out and walk away with your interest, which would face taxation. One must know what the best route is.Some people think that the best route is to invest year by year. On the other hand, others think it wise to let the money accrue interest for a long time. Should interest rates increase, the...more
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