Author: chris walkerIt's been a few weeks since Senate Majority Leader Harry Reid floated the idea that states could "opt out" of the government-run health insurance plan. But it's been nearly a year since a growing coalition of lawmakers in 24 states began crafting an opt-out strategy of its own.The differences are clear. Mr. Reid's opt-out provision is no opt-out at all. It began as a last-ditch effort to revive the Medicare-modeled public plan...more
Author: Mauro César Bandeira de Oliveira O ensino superior tem que se expandir para as periferias para que mais alunos carentes possam se formar em uma profissão bem remunerada, e isso também tem que acontecer no mestrado e doutorado. A universidade brasileira oferece poucas vagas para todos os jovens a uma procura pela elite financeira de cursos tradicionais como por ex: medicina. Na medida que a informação vai chegando a periferia...more
If you drive a car, motorcycle, or bike the likelihood of needing to change a tire at some point is extremely high. Just imagine being stuck on the side of the road, waiting for help to arrive, because you don't know how to change a car tire yourself.The best and worst part of a situation like this is that it is not difficult to learn how to change a car tire. You no longer need to fear that you will be left on the side of the road.Learning how to change a tire will save you money, time waiting for help to arrive, and will give you the satisfaction of knowing that you have gained a new skill. Review your vehicle owner's manual for the correct procedure for changing a tire on your particular car. The following are only general guidelines for a tire change.Get the appropriate tools for changing a tire. The tools needed for a tire change include a jack, rubber mallet, wheel nut wrench, tire iron or large screwdriver, wheel lock key (if your car model features a wheel lock), and wheel chocks or bricks. Keep all of these tools in the trunk of your car, along with your spare tire.When changing a tire park your car on a firm and level surface. If this is difficult at your current...more
Author: Russell WilliamsLearning what a patent search includes and what patentability is, is often the first step in the invention and patent process for new inventors. Along with basic market research, I recommend that you consider a patent search prior to moving forward with filing a provisional or non-provisional patent application. The last...more
Duct cleaning is one of those tasks that it's easy to forget about. Since ducts and vents are often overlooked, many homeowners might not even remember the last time they had them attended to. The fact is, however, that duct and vent cleaning may have health advantages, and might even reduce your energy bills and extend the life of your forced air...more
Author: Tommy PenningtonOnce upon a time, when you wanted to buy a house, it was customary for the deal to be orchestrated by one Realtor, the listing agent; nowadays things are a little different and it is considered uncommon for a real estate deal to go on that doesn’t have both a listing and a buyer’s agent involved.You might wonder why two agents might be required for this kind of deal; doesn’t the listing agent orchestrate the whole thing just fine? Well, the easy answer to that is no; it might be easy to have a single agent transaction, but it’s definitely not a fair transaction from the perspective of both sides of the deal. A listing agent is legally obligated to protect the interests of the parties who hired them. This means that if you are buying a home using only the listing agent, you are not being properly represented. The listing agent is legally obligated to reveal certain things, like any defect that the home might have that they know about; however, a listing agent is not obligated to offer you any information that you could use to your advantage in the bargaining process. Having your own buyer’s agent can assist you in many ways. Since the buyer’s...more
The AFC has been anything but predictable this year, and that's what makes it all much harder to predict playoff teams going into the tail end of the regular season. Following the ups and downs of Week 13 play, the Indianapolis Colts are the only AFC...more
Do you ever get the feeling that you are being "squished" into something that you're not? Like you really are a square peg trying to force yourself into a round hole but it's not really working and you're getting tired of it?I want to share with you...more
Our favorite "motley crew" is joining the Sonisphere Festival lineup next summer, along with a quaint gathering of other metal masters. Iron Maiden, Rammstein, Alice Cooper, Iggy and the Stooges, Anthrax, the Cult and Slayer are also scheduled for...more
Overtaking is a dangerous manouvre. It is important that you know how and when to overake.You are driving along a country road. It is a bright day with a couple of cars ahead of you. You are doing 60 and closing on the cars ahead. Do you overtake...more
In short, the OTCBB is an electronic quotation system that will display real-time quotes, volume information and last-sale prices for over-the-counter (usually known as OTC) equity securities that are not listed on the National Securities Exchange or...more
It's that time of year again. Starbucks is serving loads of peppermint mochas, the first snows have arrived in many cities across the country and the NFL playoffs are ready to cause a ruckus on the sports scene. With a tumultuous Week 13 behind us...more