I recently ran a survey and asked people the question: "If you are not happy in your current work situation, then why haven't you changed it?" The top rated response was "fear of losing financial stability."The financial stability of a paycheck is a big fat illusion. If you are an employee, you probably have a salary, which is divided in monthly or weekly paychecks. Because you get the same amount in each check, you may believe that you have a...more
In 1996, in the movie Jerry McGuire, actor Cuba Gooding, Jr. made famous the phrase "Show Me the Money!" Ten years later, a variation of that command, now "Show Me the Data!" rings in conference rooms throughout the country. Managers far and wide, at least the successful ones, are looking at the data. Don't tell me your opinion, show me the data. Can you back it up with data?If you can't measure it, you can't manage it. Companies may be able to...more
Things can change fast!Tactics will probably no longer dominate the public relations plan. Instead, when needed, they'll hopefully assume their properly limited role as the primary means for moving a publicity message from one point to another.But in their place, at the top of an organization's public relations effort, professional business, non-profit, government agency and association managers will instead marshall the resources and action planning needed to alter individual perception leading to changed behaviors among their most important outside audiences. And then follow up by persuading those key folks to his or her way of thinking, moving them to take actions that allow their department, group, division or subsidiary to succeed.What a difference that's going to make as managerial public relations is at last applied. The reason why is really the underlying premise of public relations: People act on their own perception of the facts before them, which leads to predictable behaviors about which something can be done. When we create, change or reinforce that opinion by reaching, persuading and moving-to-desired-action the very people whose behaviors affect the organization the...more
If you own or manage a small business, you know how much time can be spent chasing down paper invoices, purchase orders and sales reports. It can be a real nightmare! That is where billing software comes in. It allows you to record all your customers, sales, invoices, inventory, suppliers (and more) in a PC-based system that is easy to use.Deciding...more
Mortgage points are one of the most misunderstood concepts in the mortgage world. On the surface, points are scary, and many consumers equate points with mortgage scams and unnecessary junk fees. However, nothing could be further from the truth.If utilized correctly, points can be used to save you thousands of dollars through properly structuring...more
Sorry to remind all you died in the wool smokers but November was Lung Cancer Awareness month. But no don't click away - spare a few moments of your time, please .. If hard words on packets wash over you, let me put the financial case to you for quitting. As well as feeling healthier I can offer you a holiday for two on Paradise Island in the Maldives, for two, for every year of your longer life!! OK, I know you don't believe me. Let's explain. Say the average smoker is 40 and smokes 20 a day. With cigarettes at £5 a packet that's £1,800 a year. Then you'll save loads on the cost of your your life, critical illness and medical insurance. Just how much was highlighted in a recent snapshot study by www.express-life-insurance.co.uk. This found that the average smoker paid 56% more for life insurance than a non-smoker. Therefore, giving up could easily save you £50 per month on your various insurance premiums. So as a non-smoker you could be £2,400 per year better off. Wearing a financial hat I can show you that if a 40 year old man put those savings into a personal pension plan with NFU, then at 5% per annum growth, he'll have a healthy retirement fund of £97,860. On...more
How many times have you needed to call for a service such as carpet cleaning? Mechanic service? How about a more serious issue such as a flood service? Did you find that looking through the phone book just doesn't give enough info and searching...more
Preparing a business plan is the most important part of starting a business. So much rests on the business plan, from financing to suppliers. A business plan shows that you are prepared, educated, and dedicated to your business. A good business plan...more
Finding the right business management softwareThere are several things to consider when looking for a good business management software title, such as the classification of the software, the system it is going to be used in, the platform and the way...more
Online credit reports are an easy way to learn what potential lenders will see about us, before we apply for a loan or credit. All too often, our early mismanagement of credit, like during our irresponsible youth, winds up hurting us for years. We...more
Tired of paying for a fax line and maintaining your fax machine? There's a better way to send and receive faxes using internet fax services.Internet fax services enable you to receive faxes in your e-mail and to send faxes. One of the most popular...more
Because I love to see people get the most out of their online businesses and personal lives too, I always encourage business owners to create as much passive income as possible. That way, you'll have time for the more important things in your life....more