"Do every day or two something for no other reason than that you would rather not do it, so that when the hour of dire need draws nigh, it may find you not unnerved and untrained to stand the test." William James, HabitGood and bad habits are tiny daily choices that accumulate. Each choice is a small wire that is woven together with hundreds of other little choices. Eventually these wires form a strong cable. Like a child that grows a tiny...more
This article is an overview of the risks, scams, and extraordinary profits that can be experienced by HYIP investors. High Yield Investment Programs: Risks, Scams, and ProfitsIf you are an investor looking to truly double your money, you might want to look into HYIP or high yield investment programs. This type of investment always carries a high risk, but when you consider the potential profit, you might find that the risk is well worth it. High...more
It seems to be common knowledge today that we are living in a society overwhelmed with debt. Credit card balances are hitting all time highs and in return, people are running into more and more problems with their credit ratings. These circumstances have led to decreased credit scores which lead to increased fees for credit cards, auto insurance, and can even affect you getting a job!A recent study has shown that nearly 70% of credit reports carry some type of error on them. 70%! Statistics like this is one factor which has resulted in the government allowing Americans the ability to receive a free credit report every year. Americans need to become more aware of what is reported on their credit reports to help decrease these errors.One business that has begun to flood the web is "Credit Repair Companies". There are several different websites, many of them claiming to be law firms, which will charge you numerous fees to clean your credit report for you. Typical tactics used by these credit repair companies are bombarding collection agencies with letters, asking them to remove your negative items. What consumers need to know is that these tactics, which give the credit repair...more
This article aims to educate people on why HYIP is right for some people and not right for others because of the risks associated with a potential for large profits.To Invest In HYIP Or NotMany people question why you would get involved in a high yield investment program, but really, the answer is simple. Extraordinary profit. While it's true that...more
Today there are hundreds of thousands of small & medium size businesses in this country that take orders via credit cards. In addition, every day in this country, there are hundreds of companies entering the world of e-commerce. They come from many industries including retail, internet, mail order, home based businesses, B2B, professional services,...more
"The bedrock of character is self-discipline; the virtuous life, as philosophers since Aristotle have observed, is based on self-control. A related keystone of character is being able to motivate and guide oneself, whether in doing homework, finishing a job, or getting up in the morning. And, as we have seen, the ability to defer gratification and to control and channel one's urges to act is a basic emotional skill, one that in a former day was called will." Daniel Goleman, Emotional Intelligence: Why It Can Matter More Than IQDuring the 1960s, psychologist Walter Mischel conducted "the marshmallow test" with four-year-olds in the preschool at Stanford University to assess each preschooler's ability to delay gratification. Each four-year-old was given one marshmallow. They were told that they could eat it immediately or, if they waited until the researcher returned in twenty minutes, they could have two marshmallows. Some kids in the group just couldn't wait. They gobbled down the marshmallow immediately. The rest struggled hard to resist eating it. They covered their eyes, talked to themselves, sang, played games, and even tried to go to sleep. The preschoolers who were able to...more
Are you aware of how many ways there are for thieves to take access of your credit card accounts and make unauthorised charges against your account? Simply by rummaging through old receipts that you have thrown out or left somewhere public, or by a...more
There is no limit to the cash back you can earn with the American Express SimplyCash Business Credit Card. You get Cash back is automatically credited to the statement each month and you can get Fee-free employee additional cards at no cost. It has...more
"The longer I live, the more I am certain that the great difference between the feeble and the powerful, between the great and the insignificant is energy-invincible determination a purpose once fixed, and then death or victory. This quality will...more
All types of debt reduction solutions (visit: http://www.best-debt-reduction-solutions.com/debt-reduction-programs.php) are but consolidation plans where you have to choose one and work on. When the debt is piled up, the best plan is to lower the...more
"We found that there was a cause-and-effect relationship between the two; that it was impossible to maintain a loyal customer base without a base of loyal employees; and that the best employees prefer to work for companies that deliver the kind of...more
I've recently bought a computer system, taken my family to a theme park and flown on an airline that were all rated tops in their fields for service. They had won awards and were widely cited as leading examples of service quality in action. I ended...more