subject: How to ensure you get the best annuity rates [print this page] It is estimated that around 40% of UK annuitants could be eligible for annuity enhancement despite only 10% actually being offered these better rates. To avoid this situation, it is imperative that you acquire annuity quotes from several different insurers. You could visit each one individually, hire an IFA (Independent Financial Adviser) or turn to a pension annuity broker / specialist for expert advice on this matter.