subject: PAYDAY LOAN - A SOLUTION TO YOUR CREDIT NEEDS [print this page] For a person using the payday loans service, there are two basic benefits: convenience and access to much needed financial assistance in times of crisis, which would be otherwise unavailable to them. If you want to apply for quick finance online, you need to have a regular income, a bank account and should be above 18 years of age. Your good credit history will act as an advantage. Payday loans can be applied online or offline whichever way you prefer. You just need to remember to enter the correct details in the form you are planning to submit. The credit amount sanctioned ranges from 80 to 1500. The repayment period is 1 to 30days. Your credit amount will be transferred immediately within 24 hours into your account after the application is approved.