subject: How to get car title loans [print this page] Car title loans are great for people with limited credit history or poor credit. Since the loan is being secured with a title about the only major requirement is that the title is clear of any issues and the vehicle is fully owned by the person taking the loan. Borrowers must be aware that in the event that a title loan isn't repaid in full, the car or titled property used to secure the loan may be permanently lost since it is required to cover the unpaid loan.