subject: Chase Bank Loan Modification - Who is Eligible to Modify Their Chase Home Loan? [print this page] While loans through Freddie Mac and Fannie Mae qualify for government funding, Chase is still able to assist you even if your loan is through a different lender. Though it won't be as good of a deal (since there is no $75 billion bailout being applied to these programs), it's still a lot better than foreclosure. To qualify for assistance through Chase, you must live in the house in question and it must be your first mortgage. You must not have previously refinanced or modified a loan. Since there is no governmental assistance, you will need to be able to pay between 31% and 40% of your total monthly income. If you believe that you qualify you must submit a letter documenting the reason you are having difficulty making your payments, along with pay stubs, tax returns and ot
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