subject: Road Accident Compensation Claims - A Helpful Guide [print this page] Road accidents have been on the rise as the because of the increasing number of vehicles on the road. You can receive minor to serious injuries due to an accident that is caused by the fault of another party. Apart from this, there are other costs that you incur because of an accident.
Your vehicle could be damaged in varying degree; you could miss out on an interview, just to mention a few. Road accident compensation enables you to claim financial compensation for the damage caused by another party. You could claim compensation on a number of grounds and the compensation, if granted, will vary depending on the seriousness and extent of the damage done.
Traffic laws in the United Kingdom have laid down elaborate procedures for filing road accident compensation. Accidents have been categorized into different types such as car accident, pedestrian accident, and bike accident for example.
Procedures for claiming compensation might vary depending on the type of accident. Yet, there are certain standard steps that one can take in order to claim damages for an accident. Let us take a look at the steps.
The first step to road accident compensation claim is to call an ambulance and the police. You must receive medical attention first and then take the first legal step by informing the police.
Second, take down the details of the driver because of whom the accident happened. You could take down details such as name, address, license number, for example. Also, if this is an accident car UK, take down the registration number of the car.
Third, take a photograph of the accident spot. You must cover the spots that show distinct marks of the accident. For example, you need to take photographs of smashed windscreen; mangled door, if they are applicable at all.
Fourth, if there are any witnesses at the spot, take down the name and addresses of the witnesses with their consent. The witnesses will testify for you when the verification process for the auto accident claim begins.
Fifth, visit a hospital or your general practitioner for an elaborate assessment of the nature of injuries received. This step is important because the amount of damages will depend on the seriousness of the injuries.
Sixth, notify the UK motor insurance company about the occurrence. The insurance company will typically give you a motor accident claim form to fill up. Make sure that you fill the form up carefully. You must also preserve all documents and receipts related to the incident carefully so that you can produce them, when required.
Road accident compensation however, can sometimes become a difficult proposition and insurance companies can find grounds of not paying. An auto accident claim hence must be backed by solid evidence and documentation.
