subject: Do You Have A Modified Vehicle? [print this page] It is easy to see why car insurance will be more expensive for a modified vehicle. If you are insistent on modifying your vehicle, for whatever reason, then there are other small things you can do to lower your insurance premium. Firstly, you can install a better security system so that you pay a cheaper premium. Installing an alarm, immobiliser and perhaps a tracking device can help you get a lower premium as a result of your lower theft risk. If you modify your vehicle and are worried about getting lumped with a more costly premium, you could be tempted to avoid telling your insurer about the changes you have made to your vehicle. This is a dangerous move to make, as your insurer will easily find out that you did not tell them about modifications if your vehicle is involved in a collision.
