subject: Credit cards: How many credit cards are enough? [print this page] Also, there is no minimum number that is right for every person, but there is a maximum. Too many credit cards is frowned upon by credit scoring companies and will result in a decrease in your credit score. As such, only have as many credit cards as you can responsibly use. Last, of the credit cards that you possess or plan to possess, try to obtain "major" credit cards. "Major" credit cards are more widely accepted and are better for your credit score.