subject: Non-Profit Debt Consolidation [print this page] Once you choose a consolidation company, you will get a full explanation of how they will allocate your payment. If they don't do so, ask for one. In fact, ask ahead of time if they will provide you with such an explanation, if they say no then move on; even if it's a non profit debt consolidation agency. You should also expect to get some sort of basic financial plan and budget. That's where the "counseling" comes in. They are not only there to help you get out of a sticky financial situation, but also to prevent you from getting into a similar situation in the future.
