subject: Is In Home Care Right For Me? [print this page] In all the aforementioned cases, it is important for people to choose in home health care service. Although these services are a bit expensive, but when it comes to the wellbeing of your loved one, you cannot compromise. Most of the medical expenses are covered under emergency medical care insurance or elderly care insurance. Even if it is not covered by any insurance, the life and happiness of your parents, loved ones or other elderly members is more than any amount of money.