subject: Doorstep Loans: Easiest way to arrange funds [print this page] These agents can understand your situation more than anyone else, and are qualified to advise you as well. While looking for doorstep loans, do check the interest rate and APR carefully. Lenders provide the same facility to bad credit borrowers. As we all know that lending the money to adverse credit holders is a big risk, so banks charge high interest rate from them just to cover up risk factor. According to financial experts, consumers should choose the reputed lenders instead of small finance companies.