subject: National Universal Health Care – Could it Work in the USA? [print this page] Author: saichon sannok Author: saichon sannok
The United States is the only nation in the industrialized world without universal health care system. The oldest universal health care system is in Germany, which had its inception in 1883 under Chancellor Otto von Bismarck. Let's lay a basic rule before we begin. Traditional insurance to cover unexpected but foreseeable events. For example, covers an auto policy, an unexpected collision. But that policy does not coverMaintenance costs are a normal part of owning a vehicle. Maintenance Insurance Health Insurance has become over the years to pay for everything from regular inspections and cleaning to heart transplants. And with some of the group insurance copays of $ 5 to $ 20, the concept of deductibles is too archaic. So, when considering a single-payer cradle to grave government health services have the old concepts of insurance and risk are set aside. Single-payer health care is NOT Insurance in the true sense. It is a massive social security-type program, invested in tax revenues from the health sector and payments flowing out of the health care provider. This article is not for a single-payer government-run health care system. But it sees what might look like a single-payer system, and the reasons why it will not work. In December 2008, the McKinsey Global Institute, a comprehensive 122-page report issued on> Costs of health care in America, entitled "Accounting for the cost of U.S. health care: A new look at why Americans spend more." The best estimate of the cost of American health care is about $ 2.1 trillion annually. Here is an overview of the results: 1. Administrative costs in the U.S. are much higher than in most countries around the world. This was partly due to the privatization of some health care, leading to profits for shareholders.
2. PharmaceuticalCosts: Direct-to-consumer advertising encourages the use of new, expensive drugs, a practice allowed only in the U.S.. In addition, pharmaceutical lobbyists were still in Congress, the wage negotiations for Medicare Part D ban successful, which is in the highest drug prices in the world. In addition, the patent system for new drugs pharmaceutical companies can patent and charge more for non-novel drugs.
3. The lack of a universal system, the risk-pooling is prevented, and the selectiveUnderwriting done by the insurers. This leaves millions is not insured and the uninsured avoid treatment until the problems are more critical and more expensive.
