subject: Some Must Know Facts About Debt Negotiation [print this page] The Debt collectors are a quite sensible option but it sometimes becomes a messy affair of appointing a debt collector. This often happens when the debtor refuses to take up phone calls or pay attention to bank notices. This kind of situation results in creating bad relations and even legal complicacies. It is advisable that the debt collectors are educated on the Debt Negotiations techniques for different situations. The Debtor should face the situation, understand the realities and talk to the debt collectors to do the Debt Settlement. In most cases the Debt collector would love to negotiate and help the creditor.