subject: To Debit or to Credit? [print this page] Another benefit you can take advantage of as a credit card holder is the rewards system. Many Irish credit card companies offer a variety of cards to suit different needs and lifestyles. Some cards offer rebates on certain purchases, cash vouchers, and gift cards. Others are more enticing for frequent travellers, because they offer free miles in exchange for certain amounts spent using the card. Still, others allow cardholders to donate to a charity of their choice with each purchase. You can always find one to match your preferences. Furthermore, using a credit card instead of a debit card may offer you added protection against unauthorised purchases. While debit cards possess a similar safety feature, this is often dependent on how quickly you can report the loss of your card and may not always ensure a refund.
