subject: Bad Credit Bank Loan - How to Get Your Bank to Lend You Money! [print this page] Are you in need of some cash to help you out and you do not want to go to a cash advance or payday loan store? Did you know that you do have options when it comes to a bad credit bank loan? There are ways to get a loan from your bank if you know what you need to do and you know how to negotiate with your bank. Here are some things that can help you get the loan you need from your bank.
First, you can always get yourself a co signer. This is not always the easiest thing to do, but you can get your loan if you have a co signer with good credit. This is an almost guaranteed way to get your bad credit bank loan and you can get up to about $10,000 with this option. This is your best option if you can find a co signer because you can get an interest rate that is much lower than anything else.
Second, when it comes to a bad credit bank loan you can go ahead and get yourself a loan if you have some collateral. This is something that will help to secure the loan for you and it will be easier to get the loan from your bank with some collateral. This could be a piece of land, a paid off car or vehicle of some sort, or it could be some other type of property. This is something that can help you get the money you need.
Last, you can also go with one other option that is something most people do not think about. If you have a retirement account or some other type of investment, then you can get a loan against this type of thing. You can do this with a 401k, Roth IRA, or any other type of account that would have penalties if you were to take the money out early. However, you can use this as collateral to get a bank loan for yourself.
Bad Credit Bank Loan - How to Get Your Bank to Lend You Money!
