subject: Same day loans-Handle your fiscal worries [print this page] If you have blemished credit scores, same day loans can still be applicable by you. This is a loan that does not follow any credit checking process. Thus, even if you have many defaults in your credit standings such as insolvency, foreclosures, CCJ, late payments etc., you are applicable without any snub. Lender welcomes all the borrowers with any type of credit status.