subject: Self Credit Repair - How To Know If Self Credit Repair Is Worth The Effort [print this page] I can come up with hundreds of reasons why self credit repair is going to consume a lot of time and provide very little benefits in exchange. However, mere words will never satisfy your curiosity about self credit repair. If you really want to know whether self credit repair is worth the effort, why don't you give it a try?
Just as forex traders encourage newcomers to trade in the market without investing any money, why don't you try to repair your credit history on your own without actually committing yourself to any task?
Request a copy of your credit report from your credit bureau. If you are asked to pay money, do it and get a copy of the report. Go through the report and study it carefully. Analyze all the points and find out whether each and every point has been specified accurately.
Next, compare the information in the credit report with the various documents you have saved. Proceed to identify disputes and write a dispute letter to your credit bureau. Attach documentary evidence along with your request for verification and post the dispute letter to your credit bureau.
Let me just point out some instances where you will face many doubts and would prefer the advice of a professional. For starters, finding a copy of your credit report can be a difficult task. Just the user these key words on the internet and you'll be flooded with offers for not just getting a copy of your report but also to analyze it.
Do you know that you are entitled to a free copy of your report once in a year? Do you know that there are three credit bureaus and you can get a copy free once a year from each bureau? If you have paid for your report, that is the first mistake that you have committed.
Secondly, did you understand each and every point incorporated into the report? Chances are high that you simply skimmed through the surface and did not read the details. Even if you did, chances are high that you would not have understood anything. Thirdly, are you confident that you have written a good dispute letter? Has it covered all the points you ought to have covered? Do you even know which points you should have covered?
Thirdly, have your attached original documentary evidence when you filed the dispute? If yes, then your dispute would not end in your favor. This is because you have just given away your documentary evidence and it can easily get lost.
You have just read how you can try self credit repair and how much effort it will require. Is it not obvious that professional repair is preferable?
The process of bad credit repair can be time consuming. If you are working within a certain time frame and need a faster process, options are available. Reading through your credit report and eliminating the negative marks, through disputation, can erase bad credit. Visit the following link for more information on how to repair your credit quickly and legally:
