subject: Credit Repair Tips - How To Identify And Remove Negative Line Items From Your Credit Report [print this page] If you have a poor report and you are wondering how to correct it, then this article will be of help. Firstly you need to get your report form all three major credit bureaus, Equifax, TransUnion and Experian. All you have to do is go online and order your report. Your report will arrive within a couple of weeks.
You can get your report free of cost once a year. Once you have your report with you, you need to review it for all the negative reports. Every report comes with an explanation about the negative remarks. You need to pay attention to all the negative lines on your report. Every report has the names and addresses of all the companies who claim to do transactions with you. You will need these numbers and addresses in order to settle any claim which is incorrect.
In case you find a negative remark on your report that is incorrect you need to write to the concerned credit bureau refuting the transaction and informing them that it is incorrect. You will need to provide them with all details regarding the transaction and ask them to remove it from your report. The credit bureau will then send the clam to the credit company. The company will then have 30 days to respond to the claim. Then if the claim is found valid it will be removed from the report. If you are meticulous and have an eye for details then the only cost you will be incurring is that of the stamp.
These small mistakes can have a major impact on a person's report. Hence you should not allow it to stand on your report.
The process of bad credit repair can be time consuming. If you are working within a certain time frame and need a faster process, options are available. Reading through your credit report and eliminating the negative marks, through disputation, can erase bad credit. Visit the following link for more information on how to repair your credit quickly and legally:
