subject: Debt Relief Options - Should You Use Credit and Debt Counseling Services? [print this page] So, when you make the decision on whether or not to use these companies, remember this: Some of these organizations are legit and some are not and all of them can have a negative impact on your credit for years to come. So, why use them? They cost you lots of money, potentially mess up your credit rating, and all this for what? To save you the trouble of writing letters and licking stamps? YOU can do it yourself and save the headaches. You make the decision!
Debt Relief Options - Should You Use Credit and Debt Counseling Services?
