subject: File Bankruptcy - Bankruptcy File Segment [print this page] The bottom line is that bankruptcy is not a wise solution for all debtors and it is followed by harmful consequences. The best debt solution is to put all your energy into a debt management program through a professional and licensed credit counseling agency. It's their job to present a solution to your debt problem. With guidance, you'll obtain the resources to become debt free, your credit won't be completely ruined, and you'll gain peace of mind.
