subject: Payday installment loans UK swift and dependable [print this page] These funds are only allowed to UK citizens who are above 18 years of age. He also needs to be employed for a period of more than 3 months in a UK institution. He must have a regular income of at least 1000. He must have a valid bank account of his own name. The borrower must convince the lender that he is capable to repay the borrowed amount.