subject: Debt Settlement Negotiation - How to Negotiate Credit Card Debt [print this page] Peace of mind and providing for your family should be your only concern in life and though at times life happens, there are laws in place for when it does, so do not fall victim to aggressive collection agencies who feel you are incapable and ill-equipped to satisfy your debt obligations with dignity. Remember, delinquent debt can stay on your credit report for at least 7 years. Bankruptcies and tax liens can remain there for 10 years. It is the right thing to pay your debt, but the same way that you satisfy your debt and make good with a creditor, they can exonerate you from paying for this debt withbad credit reporting for a minimum of seven years. If you satisfy the debt and they are able to move on, then they should remove the derogatory item and allow you to move on as well. Don't be ashamed to demand this courtesy.
Debt Settlement Negotiation - How to Negotiate Credit Card Debt
