subject: How to Finance you Hair Transplant [print this page] Although hair transplant costs have been reduced recently due to the economic depression, the surgeries are still very costly and will be a drain on your finances, since most health insurance companies will not cover the costs. Although prices differ from clinic to clinic, you can expect your hair transplant costs to range from $6,000 to $21,000. As expected, the more hair desired, the more costly the surgical procedure will be. Similar to other major purchases, you are not expected to pay the whole cost at the time of the surgery. The most effective method to pay for your surgical procedure is to finance it and pay monthly payments.
Financing a hair transplant surgery is different than financing other purchases. Unlike other major purchases where each year the appliance, car, etc. becomes worn down and needs repairs, hair transplants are one-time expenditures. Here are some examples of how to finance your hair transplant surgeries.
Almost all hair transplant clinics provide financing plans. When you first meet with your surgeon to discuss the process and the costs, ask what financing plans are available and choose the one that works best with your financial plan.
Some insurance corporations specialize in financing cosmetic procedures. One such business is Capital One Healthcare Financing, and given that hair transplant surgical procedures are considered cosmetic surgeries, it is worth researching these companies.
Another possibility is to take out loans using your home as collateral. Since these loans can be paid over a long period of time, many people choose this option because it creates less of a burden on month-to-month finances.
Do not be nervous about your hair transplant surgeries. Since the transplants are everlasting, these investments will one of the best you have ever made.
