subject: Less Risk and More Savings at Canadian Banks [print this page] It was also found that 55 percent of those surveyed said they do save money on a regular basis but yet, one-in-five Canadians confess they do not have any savings at all. It was also noted that the debt to income ratio has risen dramatically and is currently around the 147 percent mark. That means for every dollar a person makes, they owe $1.47. These numbers are proof that it's important to save more than we did before the recession. Being prepared for the future is always the safest bet.