subject: Benefits Of Do It Yourself Credit Repair [print this page] A small mistake can discourage everything for the do it yourself type thing and may even end up showing you owe more money, not that it actually happened. If it ever did happen then someone may have not followed instructions. Think of it as a GPS trying to guide you except if the wrong road is taken then there might not be any turning back. And nobody would want that to happen except for collection agencies and false creditors of course.