subject: Knowing What A College Loan Is And How To Get One [print this page] If you have money problems and are looking to get into college, then a student loan may be exactly what you are looking for. It does not work the same ways as other loans, but it works more to the benefit for a new student. You have to try hard to succeed in college and beyond, but everyone has to start somewhere. A student loan gives you the push you need to excel in your endeavors.