subject: Car hire general things [print this page] The last thing is the excess insuranceThe last thing is the excess insurance. All the cars will have an excess that ranges from 500- 1,500, this is the amount that the renter have to pay if he/she makes an accident. By going for the excess insurance you can surely reduce the cost that you are responsible for paying. The main thing to be noted is that the excess insurance is not applicable on rental cars in all the countries.